Macomb County property record for 46854 W Ridge Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,998 sqft · built 1998 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Jan 2022) |
| Tax Bill | $9,154 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Jan 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-229-001 |
| Primary APN | 20-08-33-229-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Building Area | 2,998 sqft Living Area |
| 1st Floor Area | 2,074 sqft |
| Basement Area | 2,074 sqft |
| Unfinished Basement | 2,074 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Area | 713 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46854 W RIDGE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-3583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINDEMERE WOODS SUB #3 LOT 196 LIBER: 110 PAGES: 35-41 |
| Legal Subdivision | WINDEMERE WOODS SUB |
| Legal Lot Number | 196 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 224201 |
46854 W Ridge Dr is owned and occupied by two individuals who bought it in January 2022.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46854 W RIDGE DR, MACOMB, MI 48044-3583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 21, 2022 | Warranty Deed, Transfer CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Jul 20, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on File |
| Deed Sale | Jan 21, 2022 · Amount on File |
| Prior Sale | Aug 28, 2012 · Amount on File |
| Deed Document Number | 202211372 |
| Deed Book / Page | 28382 / 715 |
| Prior Transfer Date | Jan 14, 2022 |
| Prior Transfer Doc | 0000011372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46854 W RIDGE DR, MACOMB, MI 48044-3583 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000075011 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 24770/674 |
| Instrument | 7075011 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 11, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jan 21, 2022 |
| Property Address | 46854 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 2200011372 |
| Book / Page | 28382 / 715 |
| Map Reference | LB 110 PG 35-41 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 202200011372 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,562.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 46854 W RIDGE DR, 46854, MACOMB, MI 48044-3583 |
| Name | Verified Name |
|---|---|
| Address | 46854 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 20, 2020 |
| Property Address | 46854 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 0000082355 |
| Book / Page | 26845 / 174 |
| Map Reference | LB 110 PG 35-41 |
| Instrument Date | May 18, 2020 |
| Instrument | 2082355 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46854 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 0000082356 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2082356 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jun 1, 2035 |
The 2025 property tax bill for 46854 W Ridge Dr was $9,154.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,800 | $521,600 | |
| 2025 | $9,154.00 | ||
| 2023 | $221,700 | $443,400 | |
| 2022 | $5,198.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46854 W Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46854 W Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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