Macomb County property record for 46738 W Ridge Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,036 sqft · built 1999 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Sep 2020) |
| Tax Bill | $7,379 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-229-005 |
| Primary APN | 20-08-33-229-005 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,036 sqft Living Area |
| 1st Floor Area | 1,988 sqft |
| Basement Area | 1,988 sqft |
| Unfinished Basement | 1,967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Level |
| Lot Area | 9,670 sqft (0.222 acres) |
| Lot Dimensions | 129 ft deep x 75 ft wide |
| Garage Area | 577 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46738 W RIDGE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-3583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINDEMERE WOODS SUB #3 LOT 192 LIBER: 110 PAGES: 35-41 |
| Legal Subdivision | WINDEMERE WOODS SUB |
| Legal Lot Number | 192 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 224201 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46738 W RIDGE DR, MACOMB, MI 48044-3583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2020 · Amount on Record |
| Deed Sale | Sep 8, 2020 · Amount on Record |
| Prior Sale | Nov 7, 2003 · Amount on Record |
| Deed Document Number | 20202106671 |
| Deed Book / Page | 26975 / 764 |
| Prior Transfer Date | Jun 10, 2007 |
| Prior Transfer Doc | 0000116606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 8, 2020 |
| Property Address | 46738 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 0000106671 |
| Book / Page | 26975 / 764 |
| Map Reference | LB 110 PG 35-41 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2106671 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | PARTNERS TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,311.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46738 W RIDGE DR, 46738, MACOMB, MI 48044-3583 |
| Name | Verified Name |
|---|---|
| Address | 46738 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 0000106646 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 2106646 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46738 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 0000055726 |
| Book / Page | 024684 / 000951 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46738 W RIDGE DR MACOMB MI 480443583, MACOMB, MI 48044-3583 |
| Document Number | 0000055726 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 024684/000951 |
| Instrument | 55726 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | FERNDALE, MI 48220 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 27, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,600 (+3.78%) | $549,200 (+3.78%) | |
| 2025 | $7,379.00 (+13.12%) Homeowner's exemption | $264,600 (+13.22%) | $529,200 (+13.22%) |
| 2023 | $233,700 | $467,400 | |
| 2022 | $6,523.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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