Macomb County property record for 46822 W Ridge Dr, Macomb, MI 48044
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,128 sqft · built 1998 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $471,000 (Aug 2023) |
| Tax Bill | $6,898 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2022 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-33-229-002 |
| Primary APN | 20-08-33-229-002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,056 sqft |
| Basement Area | 2,056 sqft |
| Unfinished Basement | 2,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Hip |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46822 W RIDGE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48044-3583 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINDEMERE WOODS SUB #3 LOT 195 LIBER: 110 PAGES: 35-41 |
| Legal Subdivision | WINDEMERE WOODS SUB |
| Legal Lot Number | 195 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 224201 |
46822 W Ridge Dr is owned and occupied by an individual who bought it in August 2023.
Source: Macomb County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Sep 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN |
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEGACY MORTGAGE |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on File |
| Deed Sale | Aug 31, 2023 · Amount on File |
| Prior Sale | May 21, 1999 · Amount on File |
| Deed Document Number | 202374396 |
| Deed Book / Page | 29277 / 739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Aug 31, 2023 |
| Property Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 2300074396 |
| Book / Page | 29277 / 739 |
| Map Reference | LB 110 PG 35-41 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 202300074396 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | PARTNERS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,532.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Name | Verified Name |
|---|---|
| Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 2300072410 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 29268/481 |
| Instrument | 202300072410 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 2200107366 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 28808/541 |
| Instrument | 202200107366 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Aug 15, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000060724 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 26724/192 |
| Instrument | 2060724 |
| Name | FIFTH THIRD BANK EASTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 0000147840 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 27207/904 |
| Instrument | 2147840 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 2102225017 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 27936/635 |
| Instrument | 202102225017 |
| Name | LEGACY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GRAND BLANC, MI 48439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46822 W RIDGE DR, MACOMB, MI 48044-3583 |
| Document Number | 0000146676 |
| Instrument Date | Dec 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46822 W RIDGE DR MACOMB MI 480443583, MACOMB, MI 48044-3583 |
| Document Number | 0000146676 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 026421/000472 |
| Instrument | 146676 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 26, 2039 |
The 2025 property tax bill for 46822 W Ridge Dr was $6,898 with a homeowner's exemption.
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | Chippewa Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,300 | $444,600 | |
| 2025 | $6,898.00 | ||
| 2023 | $184,100 | $368,200 | |
| 2022 | $3,970.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46822 W Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 46822 W Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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