4685 Salo Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 4685 Salo Rd, Embarrass, MN 55732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,206 sqft · built 1963
Lot Size	39.8 acres (1,733,688 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Dec 2022)
Tax Bill	$1,294 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`565-0010-03000`

Property Details

APN / Parcel Number

Primary APN	`565-0010-03000`
Alternative APNs	`1080086` `1142700`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,206 sqft Gross Area
1st Floor Area	1,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,733,688 sqft (39.8 acres)
Garage Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	138 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1142700
Street Address	4685 SALO RD
City	EMBARRASS
State	MN
Zip	55732-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	LOT 3 SERIAL #
Legal Range	14W
Legal Township	60N
Legal Section	19
Legal Subdivision	WAASA TOWN OF
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	WAASA
Census Block Group	1
Census Block	1025
Census Tract	13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4685 SALO RD, EMBARRASS, MN 55732-8145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Affidavit of Death of Joint Tenant, Transfer · Closed-End Mortgage EMBARRASS VERMILLION FCU
Dec 27, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Deed Document Number	20221459244
Prior Transfer Date	Jul 17, 2002
Prior Transfer Doc	0000864215
Record Updated	Sep 20, 2026

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Apr 6, 2023
Property Address	4685 SALO RD, EMBARRASS, MN 55732-8145
Document Number	0001464472
Instrument Date	Mar 30, 2023
Instrument	1464472
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	ALL AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4685 SALO RD, EMBARRASS, MN 55732-8145

Mortgage

Document Number	0001464473
Date	Apr 6, 2023
Instrument	1464473

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 30, 2028

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 27, 2022
Property Address	4685 SALO RD, EMBARRASS, MN 55732-8145
Document Number	0001459244
Instrument Date	Nov 30, 2022
Instrument	1459244
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Amount	Amount Recorded
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4685 SALO RD, EMBARRASS, MN 55732-8145

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Waasa Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,294.00 (+22.08%) Homeowner's exemption
2025	$1,060.00 (-7.02%) Homeowner's exemption	$219,000 (+10.89%) Land $60,000 Building $159,000	$219,000 (+10.89%) Land $60,000 Building $159,000
2024	$1,140.00	$197,500 (+26.68%) Land $61,500 Building $136,000	$197,500 (+26.68%) Land $61,500 Building $136,000
2022		$155,900 Land $52,700 Building $103,200	$155,900 Land $52,700 Building $103,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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