4546 Salo Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 4546 Salo Rd, Embarrass, MN 55732

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,580 sqft · built 1930
Lot Size40 acres (1,742,400 sqft)
Owner2 Trust Names on File
Tax Bill$1,626 (2026)
Deeds & MortgagesNov 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN565-0010-03060

Property Details

APN / Parcel Number

Primary APN565-0010-03060
Alternative APNs
  • 1179746
  • 45395

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,580 sqft Gross Area
1st Floor Area1,316 sqft
Basement Area658 sqft
Finished Basement658 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood
Construction TypeFrame
Lot Area1,742,400 sqft (40 acres)
Garage Area936 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area36 sqft
Storage Building352 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1179746
Street Address4546 SALO RD
CityEMBARRASS
StateMN
Zip55732-8134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionSE 1/4 OF SE 1/4 SERIAL #
Legal Range14W
Legal Township60N
Legal Section19
Legal SubdivisionWAASA TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionWAASA
Census Block Group1
Census Block1040
Census Tract13900

Owner

4546 Salo Rd is owner-occupied and held in a trust since March 2025.

Source: St. Louis County records, as of August 17, 2026

Owner of Record2 Trust Names on File
Mailing Address4546 SALO RD, EMBARRASS, MN 55732-8134
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 4, 2025
Transfer Doc0001506110
Record UpdatedSep 20, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address4546 SALO RD, EMBARRASS, MN 55732-8134
Document Number0001345490
Instrument DateNov 21, 2018
Transaction TypeMortgage
Record UpdatedDec 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4546 SALO RD EMBARRASS MN 557328134, EMBARRASS, MN 55732-8134

Mortgage

Document Number0001345490
DateNov 28, 2018
Instrument1345490
Lender
NameBOUNDARY WATERS ST BK
TypeBank
AddressELY, MN 55731
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 4546 Salo Rd was $1,626 with a homeowner's exemption, up 23% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionWaasa Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,626.00 (+23%) Homeowner's exemption
2025$1,322.00 (-3.5%) Homeowner's exemption$250,200 (+12.2%) Land $53,000 Building $197,200$250,200 (+12.2%) Land $53,000 Building $197,200
2024$1,370.00$223,000 Land $54,300 Building $168,700$223,000 Land $54,300 Building $168,700
2022$174,600 Land $46,700 Building $127,900$174,600 Land $46,700 Building $127,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4546 Salo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4546 Salo Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Salo Rd

Nearby Streets

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