4623 Salo Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 4623 Salo Rd, Embarrass, MN 55732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft · built 1946
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jul 2025)
Tax Bill	$390 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`565-0010-02995`

Property Details

APN / Parcel Number

Primary APN	`565-0010-02995`
Alternative APNs	`1049070` `1185309`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	910 sqft Gross Area
1st Floor Area	728 sqft
Basement Area	364 sqft
Finished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Wood
Construction Type	Frame
Lot Area	174,240 sqft (4 acres)
Garage Area	958 sqft
Storage Building	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1185309
Street Address	4623 SALO RD
City	EMBARRASS
State	MN
Zip	55732-8145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	THAT PART OF NE1/4 OF SW1/4, DESCRIBED ASFOLLOWS: STARTING AT THE NORTHEAST CORNER OFSAID NE1/4 OF SW1/4; THENCE SOUTH 8
Legal Range	14W
Legal Township	60N
Legal Section	19
Legal Subdivision	WAASA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	WAASA
Census Block Group	1
Census Block	1025
Census Tract	13900

Owner

4623 Salo Rd is owned and occupied by two individuals who bought it in July 2025.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4623 SALO RD, EMBARRASS, MN 55732-8145
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage EMBARRASS VERMILLION FCU
Apr 11, 2018	Warranty Deed, Transfer · Line of Credit EMBARRASS VERMILLION FCU
Oct 16, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Oct 16, 2017 · Amount on File
Deed Document Number	20251514488
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4623 SALO RD, EMBARRASS, MN 55732-8145
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001464096
Date	Mar 30, 2023
Instrument	1464096

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 26, 2028

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 11, 2018
Property Address	4623 SALO RD, EMBARRASS, MN 55732-8145
Document Number	00A1330867
Instrument Date	Mar 26, 2018
Instrument	A1330867
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ALL AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4623 SALO RD EMBARRASS MN 557328145, EMBARRASS, MN 55732-8145

Mortgage

Document Number	A1330868
Date	Apr 11, 2018
Instrument	A1330868

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MS 55705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2023

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A1331432,
Date	Apr 11, 2018
Instrument	A1331432

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 10, 2023

October 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 16, 2017
Property Address	4623 SALO RD, EMBARRASS, MN 55732-8145
Document Number	00A1320058
Instrument Date	Oct 11, 2017
Instrument	A1320058
Transaction Type	Foreclosure
Record Updated	Nov 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 W 3RD AVE N AURORA MN 557051280, AURORA, MN 55705-1280

Tax Assessment & Valuation

The 2026 property tax bill for 4623 Salo Rd was $390 with a homeowner's exemption, up 14.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Waasa Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$390.00 (+14.71%) Homeowner's exemption
2025	$340.00 (-2.86%) Homeowner's exemption	$148,100 (+46.92%) Land $29,300 Building $118,800	$148,100 (+46.92%) Land $29,300 Building $118,800
2024	$350.00	$100,800 Land $29,900 Building $70,900	$100,800 Land $29,900 Building $70,900
2022		$80,000 Land $26,200 Building $53,800	$80,000 Land $26,200 Building $53,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4623 Salo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4623 Salo Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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