Osceola County property record for 4685 Glencrest Loop, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,656 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Attached, 462 sqft |
| Last Sale | $301,000 (2021) |
| Tax Bill | $5,955.00 (2024) |
| Primary APN | 19-26-31-0163-0001-4890 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 2,262 sqft Gross Area |
| 1st Floor | 1,656 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4685 GLENCREST LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9015 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 8 PB 27 PGS 196-197 LOT 489 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PH 8 |
| Legal Phase | 8 |
| Legal Lot Number | 489 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 43304 |
Source: Osceola County records · APN 19-26-31-0163-0001-4890
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4865 GLENCREST LOOP, SAINT CLOUD, FL 34772 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jan 16, 2026 | Intrafamily Transfer, Transfer |
| Aug 06, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 02, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) KBHS HM LNS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 2021 · Amount on Record |
| Deed Sale | Aug 06, 2021 · Amount on Record |
| Prior Sale | Mar 02, 2020 · Amount on Record |
| Deed Doc Number | 2021122403 |
| Deed Book / Page | 6018 / 676 |
| Last Transfer Date | Jan 14, 2026 |
| Transfer Doc | 0069090326 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 16, 2026 |
| Property Address | 4685 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015 |
| Document Number | 0069090326 |
| Book / Page | 6909 / 326 |
| Map Reference | MB 27 PG 196-197 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 2026006936 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4685 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015 |
| Name | Verified Name |
|---|---|
| Address | 4865 GLENCREST LOOP, SAINT CLOUD, FL 34772 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 06, 2021 |
| Property Address | 4685 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015 |
| Document Number | 0060180676 |
| Book / Page | 6018 / 676 |
| Map Reference | MB 27 PG 196&197 |
| Instrument Date | Jul 19, 2021 |
| Instrument | 2021122403 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,107.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 HIGHLAND AVE, 38, PORT WASHINGTON, NY 11050-4020 |
| Name | Verified Name |
|---|---|
| Address | 4685 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015 |
| Document Number | 0006018682 |
|---|---|
| Date | Aug 06, 2021 |
| Instrument | 6018/682 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 02, 2020 |
| Property Address | 4685 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015 |
| Document Number | 0056832642 |
| Book / Page | 005683 / 002642 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 30098 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,906.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4685 GLENCREST LOOP ST CLOUD FL 347729015, ST CLOUD, FL 34772-9015 |
| Document Number | 56832644 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 005683/002644 |
| Instrument | 30099 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | 300 E ROYAL LN # 250, IRVING, TX 75039-3535 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2035 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,263.00 (+5.17%) | $295,622 (+5.99%) | $312,400 (-0.51%) Land $70,000 Building $242,400 |
| 2024 | $5,955.00 (+2.53%) | ||
| 2023 | $5,808.00 (+2.52%) Homeowner's exemption | $278,924 (+3%) | $314,000 (+15.95%) Land $60,000 Building $254,000 |
| 2022 | $5,665.00 Homeowner's exemption | $270,800 Land $55,000 Building $215,800 | $270,800 Land $55,000 Building $215,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 379 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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