4693 Glencrest Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4693 Glencrest Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,656 sqft Heated Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$261,000 (2020)
Tax Bill$5,325.00 (2025)

Property Details

APN / Parcel Number

Primary APN192631016300014910

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,656 sqft Heated Area
Gross Area2,262 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,068 sqft (0.3 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4693 GLENCREST LOOP
CitySAINT CLOUD
StateFL
Zip34772-9015
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 8 PB 27 PGS 196-197 LOT 491
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase8
Legal Tract163
Legal Lot Number491
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 192631016300014910

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4693 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
May 13, 2020Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 13, 2020 · Amount on Record
Deed SaleMay 13, 2020 · Amount on Record
Deed Doc Number2020063594
Deed Book / Page5721 / 1886
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4693 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4693 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015

Mortgage

Document Number0059182072
DateMar 23, 2021
Book Page5918/2072
Instrument2021043217
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term352 Months
DueJul 01, 2050

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 13, 2020
Property Address4693 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
Document Number0057211886
Book / Page005721 / 001886
Instrument DateMay 12, 2020
Instrument63594
Transaction TypeTransfer
Record UpdatedJun 29, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,827.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4693 GLENCREST LOOP ST CLOUD FL 347729015, ST CLOUD, FL 34772-9015

Mortgage

Document Number57211888
DateMay 13, 2020
Book Page005721/001888
Instrument63595
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 12, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,325.00 (+8.28%) Homeowner's exemption$243,210 (+5.99%)$312,400 (-0.51%) Land $70,000 Building $242,400
2023$4,918.00 (+2.46%) Homeowner's exemption$229,472 (+3%)$314,000 (+15.95%) Land $60,000 Building $254,000
2022$4,800.00 Homeowner's exemption$222,789$270,800 Land $55,000 Building $215,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 379 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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