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4673 Glencrest Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4673 Glencrest Loop, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,552 sqft · built 2020
Lot Size0.11 acres (4,791 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Jul 2023)
Tax Bill$6,393 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Nov 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-26-31-0163-0001-4860

Property Details

APN / Parcel Number

Primary APN19-26-31-0163-0001-4860
Alternative APN
  • 263119016300014860

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,552 sqft Living Area
Gross Area2,076 sqft
1st Floor Area1,552 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area4,791 sqft (0.11 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4673 GLENCREST LOOP
CitySAINT CLOUD
StateFL
Zip34772-9015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAMERCY FARMS PH 8 PB 27 PGS 196-197 LOT 486
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 8
Legal Phase8
Legal Lot Number486
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43304

Owner

Source: Osceola County records · APN 19-26-31-0163-0001-4860

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4673 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Warranty Deed, Transfer · Conventional Mortgage
CHANGE LENDING LLC
Nov 01, 2022Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Apr 22, 2021Deed of Trust, Mortgage · FHA Mortgage
FIRST GUARANTY MORTGAGE CORP
Apr 23, 2020Grant Deed, Transfer · FHA Mortgage
KBHS HM LNS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2023 · Amount on Record
Deed SaleJul 27, 2023 · Amount on Record
Prior SaleApr 23, 2020 · Amount on Record
Deed Document Number202397409
Deed Book / Page6447 / 2254
Last Transfer DateJul 31, 2024
Transfer Doc0066452952
Record UpdatedJun 08, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 27, 2023
Property Address4673 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
Document Number0064472254
Book / Page6447 / 2254
Map ReferenceMB 27 PG 196&197
Instrument DateJul 27, 2023
Instrument2023097409
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24 HUNTLEY CT, HAINES CITY, FL 33844-8605

Transferred To (Grantee/Buyer)

NameVerified Name
Address4673 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015

Mortgage

Document Number0064472256
DateJul 27, 2023
Book Page6447/2256
Instrument2023097410
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressANAHEIM, CA 92808
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053
Interest
Rate TypeAdjustable Rate
Rate8.62%
Type Change DateAug 01, 2024
Change Frequency6 Months
Min Rate At Change6.62%
Max Rate At Change10.6%
Max Rate13.6%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4673 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4673 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015

Mortgage

Document Number0063081944
DateNov 01, 2022
Book Page6308/1944
Instrument2022160275
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueMay 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4673 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4673 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015

Mortgage

Document Number0059411544
DateApr 22, 2021
Book Page5941/1544
Instrument2021061124
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 23, 2020
Property Address4673 GLENCREST LOOP, SAINT CLOUD, FL 34772-9015
Document Number0057121506
Book / Page005712 / 001506
Instrument DateApr 22, 2020
Instrument55641
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,778.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4673 GLENCREST LOOP ST CLOUD FL 347729015, ST CLOUD, FL 34772-9015

Mortgage

Document Number57121508
DateApr 23, 2020
Book Page005712/001508
Instrument55642
Lender
NameKBHS HM LNS LLC
AddressIRVING, TX 75039
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,393.00 (+2.88%)$302,900 (+35.48%) Land $70,000 Building $232,900$302,900 (-0.43%) Land $70,000 Building $232,900
2024$6,214.00 (+29.16%)
2023$4,811.00 (+2.43%) Homeowner's exemption$223,569 (+3%)$304,200 (+15.71%) Land $60,000 Building $244,200
2022$4,697.00 Homeowner's exemption$217,058$262,900 Land $55,000 Building $207,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
54 of 59 on primary residences
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire LikelihoodAbout 1 in 379 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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