46814 Ferguson Ln, Macomb, MI 48044 Property Records

Macomb County property record for 46814 Ferguson Ln, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,054 sqft · built 2000
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2022)
Tax Bill	$5,632 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-35-130-002`

Property Details

APN / Parcel Number

Primary APN	`20-08-35-130-002`
Alternative APN	`0835130002`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,054 sqft Living Area
1st Floor Area	910 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46814 FERGUSON LN
City	MACOMB
State	MI
Zip	48044-3777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BEAUFAIT FARMS SUB LOT 19 LIBER:132 PAGES: 13-19
Legal Subdivision	BEAUFAIT FARMS SUB
Legal Lot Number	19
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2015
Census Tract	223402

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46814 FERGUSON LN, MACOMB, MI 48044-3777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	202282969
Deed Book / Page	28692 / 976
Prior Transfer Date	Apr 24, 2014
Prior Transfer Doc	0000081457
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 6, 2022
Property Address	46814 FERGUSON LN, MACOMB, MI 48044-3777
Document Number	2200082969
Book / Page	28692 / 976
Map Reference	LB 132 PG 13
Instrument Date	Jun 27, 2022
Instrument	202200082969
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46814 FERGUSON LN, 46814, MACOMB, MI 48044-3777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46814 FERGUSON LN, MACOMB, MI 48044-3777

Mortgage

Document Number	2200083624
Date	Jul 6, 2022
Instrument	202200083624

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,300 (+3.08%)	$388,600 (+3.08%)
2025	$5,632.00 (+74.8%) Homeowner's exemption	$188,500 (+13.15%)	$377,000 (+13.15%)
2023		$166,600	$333,200
2022	$3,222.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20