468 Oak Ridge Est, Murphy, NC 28906 Property Records

Cherokee County property record for 468 Oak Ridge Est, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,764 sqft · built 2005
Lot Size	3.58 acres (156,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Sep 2003)
Tax Bill	$3,127 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`451000715235000`

Property Details

APN / Parcel Number

Primary APN	`451000715235000`
Alternative APN	`10001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,764 sqft Heated Area
Upper Floors Area	1,160 sqft
Basement Area	1,641 sqft
Finished Basement	1,641 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	156,380 sqft (3.58 acres)
Lot Dimensions	407 ft deep x 30 ft wide
Terrain	Mountain
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	544 sqft
Deck Area	1,240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	10001
Street Address	468 OAK RIDGE EST
City	MURPHY
State	NC
Zip	28906-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 OAK RIDGE ESTATES 1060/131
Legal Subdivision	OAK RIDGE ESTATES
Legal Lot Number	11
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1026
Census Tract	930605

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	468 OAK RIDGE EST, MURPHY, NC 28906-7729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Feb 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2003 · Amount on Record
Deed Sale	Sep 1, 2003 · Amount on Record
Deed Document Number	0001060131
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	468 OAK RIDGE EST, MURPHY, NC 28906-7729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01603/0601
Date	Dec 19, 2018
Book Page	01603/0601
Instrument	06119

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	468 OAK RIDGE EST, MURPHY, NC 28906-7729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01607/0233
Date	Feb 20, 2019
Book Page	01607/0233
Instrument	00737

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	468 OAK RIDGE EST, MURPHY, NC 28906-7729
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1642/723
Date	Apr 30, 2020
Book Page	1642/723
Instrument	2137

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,127.00	$434,680 (-)	$434,680 (-) Land $35,000 Building $399,680
2023		$434,680	$434,680 Land $35,000 Building $399,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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