295 Oak Ridge Est, Murphy, NC 28906 Property Records

Cherokee County property record for 295 Oak Ridge Est, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2011
Square Footage	1,612 sqft Heated Area
Lot Size	47,480 sqft (1.09 acres)
Occupancy	Owner Occupied
Last Sale	$389,000 (2022)
Tax Bill	$2,097.00 (2025)

Owner

Source: Cherokee County records · APN 451000822284000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	295 OAK RIDGE EST, MURPHY, NC 28906-0930
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 09, 2022	Warranty Deed, Transfer
Jun 13, 2022	Warranty Deed, Transfer · Commercial Mortgage JEFFREY TURNER
Jul 25, 2017	Warranty Deed, Transfer
Jul 25, 2017	Warranty Deed, Transfer
Jul 25, 2017	Warranty Deed, Transfer · Line of Credit PARK STERLING BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2022 · Amount on Record
Deed Sale	Sep 09, 2022 · Amount on Record
Prior Sale	Jun 13, 2022 · Amount on Record
Deed Doc Number	20225853
Deed Book / Page	1720 / 440
Prior Transfer Date	Jan 23, 2006
Prior Transfer Doc	1214/0546
Record Refreshed	Jun 08, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Sep 09, 2022
Property Address	295 OAK RIDGE EST, MURPHY, NC 28906-0930
Document Number	001720/440
Book / Page	1720 / 440
Instrument Date	Aug 04, 2022
Instrument	5853
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Tax	$778.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1057 BRASSTOWN RD, 1057, MURPHY, NC 28906-2364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 111TH ST E, BRADENTON, FL 34212-1628

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 13, 2022
Property Address	295 OAK RIDGE EST, MURPHY, NC 28906-0930
Document Number	001714/537
Book / Page	1714 / 537
Instrument Date	Jun 06, 2022
Instrument	3934
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 STONEWYCK DR, 510, TYRONE, GA 30290-1738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1057 BRASSTOWN RD, MURPHY, NC 28906-2364

Mortgage

Document Number	0001714540
Date	Jun 13, 2022
Instrument	1714/540

Lender

Name	JEFFREY TURNER
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 13, 2027

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 25, 2017
Property Address	295 OAK RIDGE EST, MURPHY, NC 28906-0930
Document Number	01565/0273
Book / Page	01565 / 0273
Instrument Date	Jul 25, 2017
Instrument	03214
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 PRESTWICK CT, 25, PEACHTREE CITY, GA 30269-3432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PRESTWICK CT, PEACHTREE CITY, GA 30269-3432

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 25, 2017
Property Address	295 OAK RIDGE EST, MURPHY, NC 28906-0930
Document Number	01565/0269
Book / Page	01565 / 0269
Instrument Date	Jul 25, 2017
Instrument	03213
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 PRESTWICK CT, 25, PEACHTREE CITY, GA 30269-3432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2132, BLAIRSVILLE, GA 30514-2132

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 25, 2017
Property Address	295 OAK RIDGE EST, MURPHY, NC 28906-0930
Document Number	01565/0252
Book / Page	01565 / 0252
Instrument Date	Jul 25, 2017
Instrument	03211
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 EASTERLING RD, 98, BLAIRSVILLE, GA 30512-2972

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PRESTWICK CT, PEACHTREE CITY, GA 30269-3432

Mortgage

Document Number	03212
Date	Jul 25, 2017
Instrument	03212

Lender

Name	PARK STERLING BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,097.00	$287,510 (-)	$287,510 (-) Land $28,000 Building $259,510
2023		$287,510	$287,510 Land $28,000 Building $259,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	About 1 in 763 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`451000822284000`
Alternative APNs	`46007` `58422`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,612 sqft Heated Area
Gross Area	4,792 sqft Gross Area
1st Floor	1,120 sqft 1st Floor
Upper Floors	420 sqft Upper Floors
Basement Area	728 sqft Basement
Finished Basement	728 sqft Finished
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Exterior Material	Wood Siding Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	47,480 sqft (1.09 acres)
Depth X Width	205 ft x 217 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Area	392 sqft Garage
Deck Area	1,332 sqft Deck
Porch Area	728 sqft Porch
Topography	Mountain Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	58422
Street Address	295 OAK RIDGE EST
City	MURPHY
State	NC
Zip	28906-0930
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 OAK RIDGE ESTATES 1714/537
Legal Subdivision	OAK RIDGE ESTATES
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Minor Civil Division	HOTHOUSE
Census Blockgroup	1
Census Block	1026
Census Tract	930605

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