235 Oak Ridge Est, Murphy, NC 28906 Property Records

Cherokee County property record for 235 Oak Ridge Est, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,053 sqft · built 2006
Lot Size0.92 acres (40,075 sqft)
Owner2 Individual Names on Record
Last Sale$418,000 (Aug 2026)
Tax Bill$2,299 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN451000821531000

Property Details

APN / Parcel Number

Primary APN451000821531000
Alternative APN
  • 46006

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,053 sqft Heated Area
Gross Area6,558 sqft
1st Floor Area1,241 sqft
Upper Floors Area476 sqft
Basement Area1,071 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,075 sqft (0.92 acres)
Lot Dimensions180 ft deep x 376 ft wide
TerrainMountain
Garage Area616 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area1,200 sqft
Deck Area978 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number46006
Street Address235 OAK RIDGE EST
CityMURPHY
StateNC
Zip28906-0930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 OAK RIDGE ESTATES 1479/134
Legal SubdivisionOAK RIDGE ESTATES
Legal Lot Number1
JurisdictionCHEROKEE NC
Township / Civil DivisionHOTHOUSE
Census Block Group1
Census Block1026
Census Tract930605

Owner

Source: Cherokee County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14950 SW 153RD ST, MIAMI, FL 33187-5549
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2026 · Amount on Record
Deed SaleAug 20, 2026 · Amount on Record
Prior SaleNov 1, 2013 · Amount on Record
Deed Document Number20264292
Deed Book / Page1808 / 231
Prior Transfer DateAug 8, 2024
Prior Transfer Doc001762/610
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 20, 2026
Property Address235 OAK RIDGE EST, MURPHY, NC 28906-0930
Document Number0000004292
Book / Page1808 / 231
Instrument DateAug 10, 2026
Instrument20264292
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$84,436.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address14950 SW 153RD ST, MIAMI, FL 33187-5549

Mortgage

Document Number0000004293,
DateAug 20, 2026
Book Page1808/235
Instrument20264293
Lender
NameGATEWAY MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,299.00$316,360 (-)$316,360 (-) Land $21,000 Building $295,360
2023$316,360$316,360 Land $21,000 Building $295,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 76% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Fiber
1,000 / 1,000
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30
RiverStreet Networks
Fixed Wireless
10 / 1
Frontier
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Oak Ridge Est

Nearby Streets

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