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  5. 468 Elderberry Ridge Rd

468 Elderberry Ridge Rd, #202, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 468 Elderberry Ridge Rd, #202, Beech Mountain, NC 28604

Property Summary

Property TypeOther
Details2 bd · 2 ba · 1,072 sqft · built 2000
Lot Size0.495 acres (21,540 sqft)
Owner2 Company Names on Record
Last Sale$220,000 (Dec 2020)
Tax Bill$994 (2025)
Deeds & MortgagesApr 2026 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1859-06-48-4396-00001-04

Property Details

APN / Parcel Number

Primary APN1859-06-48-4396-00001-04
Alternative APN
  • 74492

Interior

Bedrooms2 Beds
Full Baths2 Baths
Units16 Units
Stories1 Story
Building Area1,072 sqft Gross Area
1st Floor Area1,072 sqft
Basement Area72 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area21,540 sqft (0.495 acres)
PorchOpen Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Account Number74492
Street Address468 ELDERBERRY RIDGE RD, 202
CityBEECH MOUNTAIN
StateNC
Zip28604-8736
Property CategoryOther
Property TypeOther > Miscellaneous
Local Zoning CodeNULL
Legal DescriptionSOUTHCREST BLDG I 202
Legal SubdivisionSOUTHCREST
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1007
Census Tract930100

Owner

Source: Avery County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address7828 SANDERLING PL, WILMINGTON, NC 28411-8707
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2020 · Amount on Record
Deed SaleDec 7, 2020 · Amount on Record
Deed Document Number20207077
Deed Book / Page553 / 950
Last Transfer DateApr 20, 2026
Transfer Doc0000001528
Record UpdatedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAVERY NC
Recording DateApr 21, 2026
Property Address468 ELDERBERRY RIDGE RD, 202, BEECH MOUNTAIN, NC 28604-8736
Document Number0000001528
Book / Page619 / 996
Instrument DateApr 20, 2026
Instrument20261528
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address7828 SANDERLING PL, WILMINGTON, NC 28411-8707

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address468 ELDERBERRY RIDGE RD # 202, 202, BEECH MOUNTAIN, NC 28604-8736
Document Number0002050955
Instrument DateDec 4, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address510 ELDERBERRY RIDGE RD #1202 BEECH MOUNTAIN NC 286048284, 1202, BEECH MOUNTAIN, NC 28604-8284

Mortgage

Document Number0002050955
DateDec 7, 2020
Book Page000205/000955
Instrument7078
Lender
NameTIAA FSB
AddressCHARLOTTE, 28262
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 6, 2050

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$994.00$248,700 (-) Building $248,700$248,700 (-) Building $248,700
2024$994.00
2023$994.00$248,700 (-) Building $248,700$248,700 (-) Building $248,700
2022$994.00$248,700 Building $248,700$248,700 Building $248,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 68% of North Carolina
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: T-Mobile.

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