468 Elderberry Ridge Rd, #102, Beech Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 468 Elderberry Ridge Rd, #102, Beech Mountain, NC 28604

Property Summary

Property Type	Other
Details	2 bd · 2 ba · 1,072 sqft · built 2000
Lot Size	0.495 acres (21,540 sqft)
Owner	2 Company Names on Record
Last Sale	$140,000 (Sep 2011)
Tax Bill	$940 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1859-06-48-4396-00001-02`

Property Details

APN / Parcel Number

Primary APN	`1859-06-48-4396-00001-02`
Alternative APN	`60275`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	16 Units
Stories	1 Story
Building Area	1,072 sqft Gross Area
1st Floor Area	1,072 sqft
Basement Area	72 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Wood Truss
Roof Material	Other
Lot Area	21,540 sqft (0.495 acres)
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	60275
Street Address	468 ELDERBERRY RIDGE RD, 102
City	BEECH MOUNTAIN
State	NC
Zip	28604-8736
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	NULL
Legal Description	SOUTHCREST BLDG I 102
Legal Subdivision	SOUTHCREST
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1007
Census Tract	930100

Owner

Source: Avery County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7828 SANDERLING PL, WILMINGTON, NC 28411-8707
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2011 · Amount on Record
Deed Sale	Sep 23, 2011 · Amount on Record
Deed Document Number	20113635
Deed Book / Page	459 / 249
Last Transfer Date	Apr 20, 2026
Transfer Doc	0000001527
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AVERY NC
Recording Date	Apr 21, 2026
Property Address	468 ELDERBERRY RIDGE RD, 102, BEECH MOUNTAIN, NC 28604-8736
Document Number	0000001527
Book / Page	619 / 993
Instrument Date	Apr 20, 2026
Instrument	20261527
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	7828 SANDERLING PL, WILMINGTON, NC 28411-8707

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	468 ELDERBERRY RIDGE RD # 102, 102, BEECH MOUNTAIN, NC 28604-8736
Document Number	0005392324
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 ELDERBERRY RIDGE RD #I102 BEECH MOUNTAIN NC 286047435, I102, BEECH MOUNTAIN, NC 28604-7435

Mortgage

Document Number	0005392324
Date	Jan 23, 2020
Book Page	000539/002324
Instrument	419

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	BOONE, NC 28607

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	468 ELDERBERRY RIDGE RD # 102, 102, BEECH MOUNTAIN, NC 28604-8736
Document Number	0005392308
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 ELDERBERRY RIDGE RD #1102 BEECH MOUNTAIN NC 286048284, 1102, BEECH MOUNTAIN, NC 28604-8284

Mortgage

Document Number	0005392308
Date	Jan 23, 2020
Book Page	000539/002308
Instrument	418

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 22, 2035

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00 (-5.62%)	$235,100 (-) Building $235,100	$235,100 (-) Building $235,100
2024	$996.00 (+5.96%)
2023	$940.00 (-5.62%)	$235,100 (-) Building $235,100	$235,100 (-) Building $235,100
2022	$996.00	$235,100 Building $235,100	$235,100 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Nearby Flood Policies	47 units insured incl. 4 condo units
Nearby Flood Claims	16 (1995–2024)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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