Stephens County property record for 468 Cliffs Ridge Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,800 sqft · built 2023 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,610 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039B 136 |
| Primary APN | 039B 136 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Heated Area |
| Basement Area | 1,280 sqft |
| Unfinished Basement | 1,280 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Dimensions | 100 ft deep x 500 ft wide |
| Porch | Porch |
|---|---|
| Deck Area | 936 sqft |
| Patio Area | 576 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 374684 |
|---|---|
| Old Parcel Number | 039B 136 |
| Street Address | 468 CLIFFS RIDGE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS23-35 UT2 SEC2 EAST HIGHLANDS OF LAKE HAR |
| Legal Subdivision | EAST HIGHLANDS OF LAKE HARTWELL |
| Legal Block | UT2 |
| Legal Lot Number | 23-35 24 |
| Legal Unit | 2 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 468 CLIFFS RIDGE DR, TOCCOA, GA 30577-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE |
| Oct 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2023 |
| Deed Sale | Sep 21, 2023 |
| Prior Sale | Nov 26, 2007 |
| Deed Document Number | 0001343309 |
| Prior Transfer Date | Dec 8, 2011 |
| Prior Transfer Doc | 0000970387 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 468 CLIFFS RIDGE DR, TOCCOA, GA 30577-3611 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 468 CLIFFS RIDGE DR, TOCCOA, GA 30577-3611 |
| Document Number | 0013600000000377 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 0000001360/0000000377 |
| Name | PREMIER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 468 CLIFFS RIDGE DR, TOCCOA, GA 30577-3611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 468 CLIFFS RIDGE DR, TOCCOA, GA 30577-3611 |
| Document Number | 0013450000000003 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 0000001345/0000000003 |
| Name | PREMIER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2024 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,610.00 (+290.13%) | $204,394 (+322.95%) Land $45,926 Building $158,468 | $510,984 (+322.95%) Land $114,815 Building $396,169 |
| 2023 | $1,438.00 | $48,326 (-) Land $45,926 Building $2,400 | $120,815 (-) Land $114,815 Building $6,000 |
| 2022 | $1,438.00 | $48,326 Land $45,926 Building $2,400 | $120,815 Land $114,815 Building $6,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
4G LTE (outdoors only), no 5G reported
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