Stephens County property record for 424 Cliffs Ridge Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,450 sqft · built 2005 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,106 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 039B 154 |
| Primary APN | 039B 154 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,450 sqft Heated Area |
| Attic Area | 1,160 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Deck Area | 232 sqft |
| Patio Area | 232 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 374702 |
|---|---|
| Street Address | 424 CLIFFS RIDGE DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT46 UT2 SEC2 EAST HIGHLANDS OF LAKE HARTWEL |
| Legal Subdivision | EAST HIGHLANDS OF LAKE HARTWELL |
| Legal Block | UT 2 |
| Legal Lot Number | 46 |
| Legal Unit | 2 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 970102 |
Source: Stephens County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 468 CLIFFS RIDGE DR, TOCCOA, GA 30577-3611 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE |
| Nov 16, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 |
| Deed Sale | Nov 16, 2022 |
| Prior Sale | Feb 24, 2017 |
| Deed Document Number | 0000013161 |
| Deed Book / Page | 1316 / 1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 424 CLIFFS RIDGE DR, TOCCOA, GA 30577-3611 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 424 CLIFFS RIDGE DR, TOCCOA, GA 30577-3611 |
| Document Number | 0013150000000365 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 0000001315/0000000365 |
| Name | PREMIER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Nov 16, 2022 |
| Property Address | 424 CLIFFS RIDGE DR, TOCCOA, GA 30577-3611 |
| Document Number | 0013160001 |
| Book / Page | 1316 / 1 |
| Instrument Date | Nov 16, 2022 |
| Instrument | 2022-001618 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1130 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5223 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,106.00 (+49.04%) | $76,723 (+61.61%) Land $517 Building $76,206 | $191,807 (+61.61%) Land $1,293 Building $190,514 |
| 2023 | $1,413.00 | $47,475 Land $517 Building $46,958 | $118,687 Land $1,293 Building $117,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
4G LTE (outdoors only), no 5G reported
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