325 Cliffs Ridge Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 325 Cliffs Ridge Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2004
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$9,000 (Jun 2010)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039B 085`

Property Details

APN / Parcel Number

Primary APN	`039B 085`
Alternative APN	`374753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Heated Area
Attic Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Deck Area	80 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	374753
Street Address	325 CLIFFS RIDGE DR
City	TOCCOA
State	GA
Zip	30577-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT20 UT1 SEC1 EAST HIGHLANDS OF LAKE HARTWEL
Legal Subdivision	EAST HIGHLANDS OF LAKE HARTWELL
Legal Block	UT1
Legal Lot Number	20
Legal Unit	1
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1030
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 CLIFFS RIDGE DR, TOCCOA, GA 30577-3606
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2010 · Amount on Record
Deed Sale	Jun 3, 2010 · Amount on Record
Prior Sale	Feb 24, 2017
Deed Document Number	0009280100
Deed Book / Page	000928 / 000100
Last Transfer Date	Jul 30, 2020
Transfer Doc	0012170425
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 30, 2020
Property Address	325 CLIFFS RIDGE DR, TOCCOA, GA 30577-3606
Document Number	0012170425
Book / Page	001217 / 000425
Instrument Date	Jul 29, 2020
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CLIFFS RIDGE DR TOCCOA GA 305773606, TOCCOA, GA 30577-3606

Mortgage

Document Number	12170426
Date	Jul 30, 2020
Book Page	001217/000426

Lender

Name	LOAN SIMPLE INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80112

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 (+44.99%)	$83,262 (+57.2%) Land $3,002 Building $80,260	$208,155 (+57.2%) Land $7,506 Building $200,649
2023	$1,576.00	$52,965 Land $3,002 Building $49,963	$132,414 Land $7,506 Building $124,908

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cliffs Ridge Dr

Nearby Streets

All Toccoa, GA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures