Pender County property record for 468 Andrews Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,587 sqft · built 1985 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Apr 2013) |
| Tax Bill | $1,977 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 4224-23-7445-0000 |
| Primary APN | 4224-23-7445-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,587 sqft Living Area |
| Basement Area | 1,512 sqft |
| Unfinished Basement | 1,512 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 200 ft deep x 124 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 192 sqft |
|---|---|
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cabin | Cabin |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 400956010 |
|---|---|
| Street Address | 468 ANDREWS RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | TR 1 PB 17/22 JAMES ANDREWS DIV |
| Legal Tract | 1 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920201 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 468 ANDREWS RD, HAMPSTEAD, NC 28443-8637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jun 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK |
| Jun 10, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2013 · Amount on Record |
| Deed Sale | Apr 4, 2013 · Amount on Record |
| Prior Sale | Feb 25, 2013 · Amount on Record |
| Deed Document Number | 20134235_00186 |
| Deed Book / Page | 4235 / 186 |
| Prior Transfer Date | Aug 1, 2008 |
| Prior Transfer Doc | 0035050283 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 468 ANDREWS RD, HAMPSTEAD, NC 28443-8637 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 468 ANDREWS RD, HAMPSTEAD, NC 28443-8637 |
| Document Number | 0048151916 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 4815/1916 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 468 ANDREWS RD, HAMPSTEAD, NC 28443-8637 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046441553 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 4644/1553 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 468 ANDREWS RD, HAMPSTEAD, NC 28443-8637 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047550798 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 4755/798 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,977.00 (+15.61%) | $439,396 (+85.24%) Land $64,927 Building $374,469 | $439,396 (+85.24%) Land $64,927 Building $374,469 |
| 2023 | $237,207 (-) Land $35,913 Building $201,294 | $237,207 (-) Land $35,913 Building $201,294 | |
| 2022 | $1,710.00 | $237,207 Land $35,913 Building $201,294 | $237,207 Land $35,913 Building $201,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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