Pender County property record for 465 Andrews Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 5,812 sqft · built 2005 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,911 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 4224-23-9360-0000 |
| Primary APN | 4224-23-9360-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,812 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Dimensions | 300 ft deep x 77 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 520 sqft |
| Deck Area | 604 sqft |
| Cabin | Cabin |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400017851 |
|---|---|
| Old Parcel Number | 4224 23 9360 0000 |
| Street Address | 465 ANDREWS RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FA |
| Legal Description | AT END OF 1561 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920201 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 465 ANDREWS RD, HAMPSTEAD, NC 28443-8638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2020 |
| Deed Sale | May 21, 2020 |
| Deed Document Number | 0010894712 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 465 ANDREWS RD, HAMPSTEAD, NC 28443-8638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 465 ANDREWS RD, HAMPSTEAD, NC 28443-8638 |
| Document Number | 0047771713 |
|---|---|
| Date | Jan 24, 2022 |
| Book Page | 4777/1713 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 465 ANDREWS RD, HAMPSTEAD, NC 28443-8638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047160059 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 4716/59 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,911.00 (+12.21%) | $1,899,215 (+127.81%) Land $710,400 Building $1,188,815 | $1,899,215 (+127.81%) Land $710,400 Building $1,188,815 |
| 2023 | $833,687 (-) Land $275,000 Building $558,687 | $833,687 (-) Land $275,000 Building $558,687 | |
| 2022 | $7,050.00 | $833,687 Land $275,000 Building $558,687 | $833,687 Land $275,000 Building $558,687 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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