476 Andrews Rd, Hampstead, NC 28443 Property Records

Pender County property record for 476 Andrews Rd, Hampstead, NC 28443 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,390 sqft · built 2020
Lot Size	2.2 acres (95,832 sqft)
Owner	2 Individual Names on File
Last Sale	$2,455,000 (Apr 2026)
Tax Bill	$6,690 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`4224-23-1495-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-23-1495-0000`
Alternative APNs	`000061268` `23099`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,390 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable/Hip
Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Exterior Amenities

Porch	Porch
Porch Area	276 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000061268
Street Address	476 ANDREWS RD
City	HAMPSTEAD
State	NC
Zip	28443-8637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	END RD 1561 E/S TO SOUND
Legal Tract	1
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records · APN 4224-23-1495-0000

Assessment roll updated January 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	363 HARVEST WAY, MOCKSVILLE, NC 27028-5815
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Jul 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 26, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jul 26, 2019 · Amount on Record
Deed Document Number	202620155182
Deed Book / Page	4891 / 1
Prior Transfer Date	Feb 14, 2025
Prior Transfer Doc	0020138143
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	476 ANDREWS RD, HAMPSTEAD, NC 28443-8637
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048561388
Date	Feb 13, 2025
Book Page	4856/1388

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 13, 2026

Interest

Adjustable	Adjustable Rate Rider

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 27, 2026
Property Address	476 ANDREWS RD, HAMPSTEAD, NC 28443-8637
Document Number	0020155182
Book / Page	4891 / 1
Instrument Date	Apr 22, 2026
Instrument	2026.20155182
Transaction Type	Transfer
Record Updated	May 08, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$495,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	363 HARVEST WAY, MOCKSVILLE, NC 27028-5815

Mortgage

Document Number	0020155183,
Date	Apr 27, 2026
Instrument	2026..20155183

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jul 26, 2019
Property Address	476 ANDREWS RD, HAMPSTEAD, NC 28443-8637
Document Number	0046892695
Book / Page	004689 / 002695
Instrument Date	Jul 24, 2019
Instrument	20051980
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$850.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1705 COLLIERVILLE TN 380271705, COLLIERVILLE, TN 38027-1705

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PENDER NC
Recording Date	Jul 26, 2019
Property Address	476 ANDREWS RD, HAMPSTEAD, NC 28443-8637
Document Number	0046892692
Book / Page	004689 / 002692
Instrument Date	Jul 16, 2019
Instrument	20051979
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$5.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	476 ANDREWS RD HAMPSTEAD NC 284438637, HAMPSTEAD, NC 28443-8637

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,690.00 (+12.42%)	$2,165,061 (+208.56%) Land $1,250,040 Building $915,021	$2,165,061 (+208.56%) Land $1,250,040 Building $915,021
2023		$701,665 (-) Land $330,044 Building $371,621	$701,665 (-) Land $330,044 Building $371,621
2022	$5,951.00	$701,665 Land $330,044 Building $371,621	$701,665 Land $330,044 Building $371,621

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 167 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 135 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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