DeSoto County property record for 4675 W Commerce St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,289 sqft · built 2020 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,960 (2025) |
| Deeds & Mortgages | Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-4-17-00-0-00003-05 |
| Primary APN | 3-08-4-17-00-0-00003-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 4,289 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 131,116 sqft (3.01 acres) |
| Street Address | 4675 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 17-3-8 PT NE1/4 NW1/4 CARTERS RIDGE LOT 1 PT NW1/4 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 17 |
| Legal Lot Number | 1 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 71123 |
Source: DeSoto County records · APN 3-08-4-17-00-0-00003-05
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4675 W COMMERCE ST, HERNANDO, MS 38632-9083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 10, 2019 |
| Transfer Doc | 000906/631 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 10, 2019 |
| Property Address | 4675 W COMMERCE ST, HERNANDO, MS 38632-9083 |
| Document Number | 000906/631 |
| Book / Page | 0906 / 631 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4671 W COMMERCE ST, HERNANDO, MS 38632-9083 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3225 BIG BEN S, HERNANDO, MS 38632-6918 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,960.00 (-17.47%) | $31,264 (-) Land $3,000 Building $28,264 | $312,644 (-) Land $30,000 Building $282,644 |
| 2023 | $2,375.00 | $31,264 | $312,644 Land $30,000 Building $282,644 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), as of June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711232, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 47% of the US · above 45% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 21 locations within half a mile of this property.
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