DeSoto County property record for 4671 W Commerce St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,999 sqft · built 1975 |
| Lot Size | 17.2 acres (749,232 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,020 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-4-17-00-0-00003-00 |
| Primary APN | 3-08-4-17-00-0-00003-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,999 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 749,232 sqft (17.2 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 2,625 sqft |
| Utility Building | 900 sqft |
| Street Address | 4671 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-9083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 17-3-8 PT NW1/4 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 17 |
| Legal Lot Number | 3 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 71123 |
4671 W Commerce St is owned and occupied by an individual who acquired it in December 2018.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4671 W COMMERCE ST, HERNANDO, MS 38632-9083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK & TRUST CO |
| Dec 11, 2018 | Warranty Deed, Transfer · Line of Credit MISSISSIPPI LAND BANK ACA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2018 |
| Deed Sale | Dec 11, 2018 |
| Deed Document Number | 0000875239 |
| Deed Book / Page | 0875 / 239 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 4671 W COMMERCE ST, HERNANDO, MS 38632-9083 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6253 GOODMAN RD, OLIVE BRANCH, MS 38654-9391 |
| Document Number | 005254/290 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 5254/290 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 11, 2018 |
| Property Address | 4671 W COMMERCE ST, HERNANDO, MS 38632-9083 |
| Document Number | 000875/239 |
| Book / Page | 0875 / 239 |
| Instrument Date | Dec 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2189 COUNTRY CLUB RD, SENATOBIA, MS 38668-7022 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4671 W COMMERCE ST, HERNANDO, MS 38632-9083 |
| Document Number | 0004649294 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 4649/294 |
| Name | MISSISSIPPI LAND BANK ACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2039 |
The 2025 property tax bill for 4671 W Commerce St was $2,020.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,020.00 | $28,124 Land $4,523 Building $23,601 | $278,164 Land $42,154 Building $236,010 |
| 2023 | $1,822.00 | $21,227 | $209,167 Land $42,199 Building $166,968 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4671 W Commerce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4671 W Commerce St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures