4275 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 4275 W Commerce St, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,935 sqft · built 2014
Lot Size	5.52 acres (240,451 sqft)
Owner	2 Individual Names on File
Last Sale	$65,900 (Oct 2021)
Tax Bill	$1,261 (2025)
Deeds & Mortgages	Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-08-4-17-00-0-00001-02`

Property Details

APN / Parcel Number

Primary APN	`3-08-4-17-00-0-00001-02`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,935 sqft Adjusted Area
1st Floor Area	2,278 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	240,451 sqft (5.52 acres)
Pool Area	720 sqft
Patio Area	680 sqft
Quonset Hut	1,032 sqft

Location & Zoning

Street Address	4275 W COMMERCE ST
City	HERNANDO
State	MS
Zip	38632-8435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NE1/2
Legal Range	008
Legal Township	03S
Legal Section	17
Legal Subdivision	ROWSEY CROSSING SUBDIVISION
Legal Lot Number	1
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2034
Census Tract	71123

Owner

4275 W Commerce St is owned and occupied by two individuals who bought it in October 2021.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4275 W COMMERCE ST, HERNANDO, MS 38632-8435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Deed Book / Page	974 / 571
Prior Transfer Date	Aug 15, 2013
Prior Transfer Doc	000714/488
Record Updated	Jun 8, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 28, 2022
Property Address	4275 W COMMERCE ST, HERNANDO, MS 38632-8435
Document Number	001006/173
Book / Page	1006 / 173
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17500 GROSSBERY HIGHWAY, WEATHERFORD, TX 76087

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4275 W COMMERCE ST, HERNANDO, MS 38632-8435

Tax Assessment & Valuation

The 2025 property tax bill for 4275 W Commerce St was $1,261.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,261.00	$22,797 Land $4,464 Building $18,333	$227,974 Land $44,640 Building $183,334
2023	$1,529.00	$22,797	$227,974 Land $44,640 Building $183,334

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4275 W Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4275 W Commerce St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fixed Wireless	100 / 20