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4675 Sidesaddle Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4675 Sidesaddle Trl, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage1,823 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$398,200 (2024)
Tax Bill$1,670.00 (2025)

Property Details

APN / Parcel Number

Primary APN21-26-30-3643-0001-9630
Alternative APN
  • 263021364300019630

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,823 sqft Living Area
Gross Area2,374 sqft Gross Area
1st Floor1,823 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached Garage
Garage Area441 sqft Garage
Porch Area110 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address4675 SIDESADDLE TRL
CitySAINT CLOUD
StateFL
Zip34772-6328
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER ED-4 LOT 1 REPLAT PB 33 PGS 1-5 LOT 963
Legal SubdivisionREPLAT
Legal Lot Number1,963
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records · APN 21-26-30-3643-0001-9630

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4675 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6328
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
IMPERIAL LENDING LLC
Mar 04, 2024Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2024 · Amount on Record
Deed SaleMar 04, 2024 · Amount on Record
Deed Doc Number202427585
Deed Book / Page6558 / 1925
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 06, 2026
Property Address4675 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6328
Document Number0000060224
Book / Page6967 / 2149
Instrument DateMay 01, 2026
Instrument202660224
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address4675 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6328

Mortgage

Document Number0000060224,
DateMay 06, 2026
Book Page6967/2149
Instrument202660224
Lender
NameIMPERIAL LENDING LLC
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

March 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 04, 2024
Property Address4675 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6328
Document Number0065581925
Book / Page6558 / 1925
Map ReferenceMB 33 PGS 1
Instrument DateFeb 29, 2024
Instrument2024027585
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 28, 2024
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,787.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address4675 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6328

Mortgage

Document Number2024027586
DateMar 04, 2024
Instrument2024027586
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

Mortgage

Document Number0065581928
DateMar 04, 2024
Book Page6558/1928
Instrument2024027586
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address6561 IRVINE CENTER DR, IRVINE, CA 92618
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,670.00 (-78.97%)$331,100 (+635.78%) Land $70,000 Building $261,100$331,100 (+635.78%) Land $70,000 Building $261,100
2024$7,940.00 (+236.73%)
2023$2,358.00$45,000 Land $45,000$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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