Osceola County property record for 4652 Sidesaddle Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,992 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $437,500 (2024) |
| Tax Bill | $1,670.00 (2025) |
| Primary APN | 212630364300019670 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,992 sqft Heated Area |
| Gross Area | 2,508 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4652 SIDESADDLE TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6326 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EDGEWATER ED-4 LOT 1 REPLAT PB 33 PGS 1-5 LOT 967 |
| Legal Lot Number | 1,967 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 212630364300019670
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4652 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6326 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Jun 04, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 11, 2024 | Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage LOANDEPOT.COM LLC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on Record |
| Deed Sale | Mar 11, 2024 · Amount on Record |
| Prior Sale | Mar 11, 2024 · Amount on Record |
| Deed Doc Number | 0065622675 |
| Deed Book / Page | 6562 / 2675 |
| Last Transfer Date | Jun 04, 2025 |
| Transfer Doc | 0067980925 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4652 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6326 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4652 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6326 |
| Document Number | 0068910319 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 6891/319 |
| Instrument | 2025150524 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 04, 2025 |
| Property Address | 4652 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6326 |
| Document Number | 0067980925 |
| Book / Page | 6798 / 925 |
| Map Reference | MB 33 PG 1-5 |
| Instrument Date | May 27, 2025 |
| Instrument | 2025069829 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4652 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6326 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 4652 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6326 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 11, 2024 |
| Property Address | 4652 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6326 |
| Document Number | 0065622675 |
| Book / Page | 6562 / 2675 |
| Map Reference | MB 33 PGS 1-5 |
| Instrument Date | Mar 07, 2024 |
| Instrument | 2024031165 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | CAREFREE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,062.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302 |
| Name | Verified Name |
|---|---|
| Address | 4652 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6326 |
| Document Number | 2024031166 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 2024031166 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,670.00 (-29.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $334,783 (+643.96%) | $354,200 (+687.11%) Land $70,000 Building $284,200 |
| 2023 | $2,358.00 | $45,000 Land $45,000 | $45,000 Land $45,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 153 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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