4657 Sidesaddle Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4657 Sidesaddle Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2023
Square Footage1,992 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2023)
Tax Bill$7,091.00 (2025)

Property Details

APN / Parcel Number

Primary APN212630364300019600

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,992 sqft Heated Area
Gross Area2,428 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4657 SIDESADDLE TRL
CitySAINT CLOUD
StateFL
Zip34772-6328
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER ED-4 LOT 1 REPLAT PB 33 PGS 1-5 LOT 960
Legal Lot Number1,960
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records · APN 212630364300019600

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4657 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6328
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Deed Doc Number2023156196
Deed Book / Page6511 / 2031
Record RefreshedJun 08, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 30, 2023
Property Address4657 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6328
Document Number0065112031
Book / Page6511 / 2031
Map ReferenceMB 33 PG 1-5
Instrument DateNov 28, 2023
Instrument2023156196
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 26, 2024
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BLVD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address4657 SIDESADDLE TRL, SAINT CLOUD, FL 34772-6328

Mortgage

Document Number0065112034
DateNov 30, 2023
Instrument6511/2034
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,091.00 Homeowner's exemption$346,000 Land $70,000 Building $276,000$346,000 Land $70,000 Building $276,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 153 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Sidesaddle Trl

Nearby Streets

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