4670 James St, New Era, MI 49446 Property Records

Oceana County property record for 4670 James St, New Era, MI 49446

Property Summary

Property Type	Single Family Home
Lot Size	0.523 acres (22,787 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Mar 2021)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-453-002-00`

Property Details

APN / Parcel Number

Primary APN	`043-453-002-00`

Exterior

Lot Area	22,787 sqft (0.523 acres)

Location & Zoning

Street Address	4670 JAMES ST
City	NEW ERA
State	MI
Zip	49446-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD-L2001P20785 PTS FR 001, 006 & 007 IN 81 N 1/2 OF LOTS 2 & 7 & ALL OF LOTS 3 & 6 OF BLK 3 PLESCHER ADDN TO VILLAGE OF NEW E
Legal Subdivision	PLESCHER ADDN
Legal Block	3
Legal Lot Number	2-6
Jurisdiction	OCEANA MI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4044
Census Tract	10300

Owner

4670 James St is owned and occupied by two individuals who bought it in March 2021.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4670 JAMES ST, NEW ERA, MI 49446-9620
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Jul 31, 2001 · Amount on File
Deed Document Number	20212112
Deed Book / Page	2021 / 7717
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 26, 2021
Property Address	4670 JAMES ST, NEW ERA, MI 49446-9620
Document Number	2021/7717
Book / Page	2021 / 7717
Map Reference	LB 1 PG 86
Instrument Date	Mar 26, 2021
Instrument	202100002112
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 S BUREAU ST, 600, CRESTON, IA 50801-2961

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 JAMES ST, NEW ERA, MI 49446-9620

Mortgage

Document Number	202100002113
Date	Mar 26, 2021
Instrument	202100002113

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4670 James St was $1,958 with a homeowner's exemption.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Shelby Township
Municipality	New Era Village
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,400 (+20.64%) Land $82,400	$164,800 (+20.64%) Land $164,800
2025	$1,958.00 Homeowner's exemption	$68,300 Land $68,300	$136,600 Land $136,600
2023		$62,400 Land $62,400	$124,800 (-) Land $124,800
2022	$1,434.00		$124,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4670 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4670 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Truestream, Verizon.

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