Oceana County property record for 4688 James St, New Era, MI 49446
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.244 acres (10,635 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,500 (Oct 2017) |
| Tax Bill | $2,123 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-453-007-00 |
| Primary APN | 043-453-007-00 |
|---|
| Lot Area | 10,635 sqft (0.244 acres) |
|---|
| Street Address | 4688 JAMES ST |
|---|---|
| City | NEW ERA |
| State | MI |
| Zip | 49446-9620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 & S 1/2 OF LOT 7 BLOCK 3 PLESCHER ADD TO VILLAGE OF NEW ERA. SPLIT ON 01/13/2011 FROM 043-453-001-00; WD 2017/20764 QC- |
| Legal Subdivision | PLESCHER ADD |
| Legal Block | 3 |
| Legal Lot Number | 7-8 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | SHELBY |
| Census Block Group | 4 |
| Census Block | 4044 |
| Census Tract | 10300 |
4688 James St is owned and occupied by an individual who bought it in October 2017.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4688 JAMES ST, NEW ERA, MI 49446-9620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Commercial Mortgage THE SHELBY STATE BANK |
| Oct 23, 2017 | Warranty Deed, Transfer NEXT DOOR TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2017 · Amount on File |
| Deed Sale | Oct 23, 2017 · Amount on File |
| Prior Sale | Oct 6, 2017 · Amount on File |
| Deed Document Number | 20176279 |
| Deed Book / Page | 2017 / 20764 |
| Prior Transfer Date | Sep 2, 2014 |
| Prior Transfer Doc | 2014/013710 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 4688 JAMES ST, NEW ERA, MI 49446-9620 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/12863 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 2021/12863 |
| Instrument | 202100003720 |
| Name | THE SHELBY STATE BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, MI 49455 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Oct 23, 2017 |
| Property Address | 4688 JAMES ST, NEW ERA, MI 49446-9620 |
| Document Number | 2017/020764 |
| Book / Page | 2017 / 020764 |
| Map Reference | LB1 PG86 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 201700006279 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | NEXT DOOR TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $933.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 277 KELLY ST, 277, SHELBY, MI 49455-9740 |
| Name | Verified Name |
|---|---|
| Address | 277 KELLY ST, SHELBY, MI 49455-9740 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4688 James St was $2,123 with a homeowner's exemption.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Shelby Township |
| Municipality | New Era Village |
| Unified School District | Shelby Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,800 (+19.96%) Land $114,800 | $229,600 (+19.96%) Land $229,600 | |
| 2025 | $2,123.00 Homeowner's exemption | $95,700 Land $95,700 | $191,400 Land $191,400 |
| 2023 | $87,000 Land $87,000 | $174,000 (-) Land $174,000 | |
| 2022 | $1,555.00 | $174,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4688 James St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4688 James St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber, Truestream, Verizon.
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