4565 James St, New Era, MI 49446 Property Records

Oceana County property record for 4565 James St, New Era, MI 49446

Property Summary

Property Type	Single Family Home
Lot Size	0.258 acres (11,243 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (Mar 2018)
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Jun 2026 Transfer Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-701-008-00`

Property Details

APN / Parcel Number

Primary APN	`043-701-008-00`

Exterior

Lot Area	11,243 sqft (0.258 acres)

Location & Zoning

Street Address	4565 JAMES ST
City	NEW ERA
State	MI
Zip	49446-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 1 SUNSET PARK ADDN TO VILLAGE OF NEW ERA. WD 2018/3964
Legal Subdivision	SUNSET PARK ADDN
Legal Block	1
Legal Lot Number	8
Jurisdiction	OCEANA MI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4039
Census Tract	10300

Owner

4565 James St is owned and occupied by two individuals who acquired it in July 2021.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4565 JAMES ST, NEW ERA, MI 49446-9620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 9, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 8, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Prior Sale	Mar 5, 2018 · Amount on File
Deed Document Number	20181195
Deed Book / Page	2018 / 3964
Last Transfer Date	Jul 8, 2021
Transfer Doc	2021/18025
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEANA MI
Recording Date	Jun 4, 2026
Property Address	4565 JAMES ST, NEW ERA, MI 49446-9620
Document Number	0000003343
Book / Page	2026 / 12271
Instrument Date	Jun 2, 2026
Instrument	20263343
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4565 JAMES ST, NEW ERA, MI 49446-9620

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEANA MI
Recording Date	Jul 9, 2021
Property Address	4565 JAMES ST, NEW ERA, MI 49446-9620
Document Number	2021/18025
Book / Page	2021 / 18025
Map Reference	LB 1 PG 81
Instrument Date	Jul 8, 2021
Instrument	202100005001
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 JAMES ST, NEW ERA, MI 49446-9620

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	4565 JAMES ST, NEW ERA, MI 49446-9620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/26674
Date	Nov 30, 2020
Book Page	2020/26674
Instrument	202000006941

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 8, 2018
Property Address	4565 JAMES ST, NEW ERA, MI 49446-9620
Document Number	2018/003964
Book / Page	2018 / 003964
Map Reference	LB1 PG81
Instrument Date	Mar 5, 2018
Instrument	201800001195
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5308 S COEANE A, 5308, NEW ERA, MI 49446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BEESON RD, NILES, MI 49120-4032

Mortgage

Document Number	201800001196
Date	Mar 8, 2018
Instrument	201800001196

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4565 James St was $1,123 with a homeowner's exemption.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Shelby Township
Municipality	New Era Village
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,300 (+19.8%) Land $59,300	$118,600 (+19.8%) Land $118,600
2025	$1,123.00 Homeowner's exemption	$49,500 Land $49,500	$99,000 Land $99,000
2023		$45,300 Land $45,300	$90,600 (-) Land $90,600
2022	$822.00		$90,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4565 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Truestream, Verizon.

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