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451 Saddlebrook Ln, Naples, FL 34110 Property Records

Collier County property record for 451 Saddlebrook Ln, Naples, FL 34110 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2020
Square Footage3,407 sqft Living Area
Lot Size11,761 sqft (0.269 acres)
PoolPool with Hot Tub/Spa
OccupancyOwner Occupied
Last Sale$995,000 (2021)
Tax Bill$10,062.00 (2025)

Property Details

APN / Parcel Number

Primary APN412650 133A23
Alternative APN
  • 50940009603

Interior

Building Area3,407 sqft Living Area
Gross Area3,960 sqft Gross Area
1st Floor3,407 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2020
Lot Area11,761 sqft (0.269 acres)
Depth X Width145 ft x 80 ft Depth x Width

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Pool Area495 sqft Pool
Deck Area811 sqft Deck
PorchEnclosed Porch

Location & Zoning

Account Number412650 133A23
Street Address451 SADDLEBROOK LN
CityNAPLES
StateFL
Zip34110-1379
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHORSE CREEK ESTATES LOT 13
Legal Range25
Legal Township48
Legal Section23
Legal SubdivisionHORSE CREEK ESTATES
Legal Tract412650
Legal Lot Number13
JurisdictionCOLLIER FL
Minor Civil DivisionNAPLES
Census Blockgroup1
Census Block1000
Census Tract10108

Owner

Source: Collier County records · APN 412650 133A23

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address451 SADDLEBROOK LN, NAPLES, FL 34110-1379
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Warranty Deed, Transfer · Balloon Payment
CARMEN GRIFFERTY LIVING TRUST
Jan 04, 2021Warranty Deed, Transfer
THOMAS D & JUDITH H SCHWALL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 23, 2021 · Amount on Record
Deed SaleAug 23, 2021 · Amount on Record
Prior SaleJan 04, 2021 · Amount on Record
Deed Doc Number6116410
Deed Book / Page6001 / 19
Record RefreshedJun 08, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateAug 23, 2021
Property Address451 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number0060010019
Book / Page6001 / 19
Map ReferenceMB 41 PG 74
Instrument DateAug 17, 2021
Instrument6116410
Transaction TypeTransfer
Record UpdatedSep 02, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,965.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address518 CYNOSS WAY, 518, NAPLES, FL 34110

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address451 SADDLEBROOK LN, NAPLES, FL 34110-1379

Mortgage

Document Number600121
DateAug 23, 2021
Instrument6001/21
Lender
NameCARMEN GRIFFERTY LIVING TRUST
TypePrivate Party
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term12 Months
DueAug 17, 2022

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateJan 04, 2021
Property Address451 SADDLEBROOK LN, NAPLES, FL 34110-1379
Document Number0058702448
Book / Page005870 / 002448
Instrument DateDec 29, 2020
Instrument5979333
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,445.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address451 SADDLEBROOK LN NAPLES FL 341101379, NAPLES, FL 34110-1379

Mortgage

Document Number58702450
DateJan 04, 2021
Book Page005870/002450
Instrument5979334
Lender
NameTHOMAS D & JUDITH H SCHWALL
AddressPO BOX 772928, STEAMBOAT SPRINGS, CO 80477-2928
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded
Term60 Months
DueJan 03, 2026

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,062.00 (+3.16%) Homeowner's exemption$1,009,468 (+5.99%)$1,190,633 (+17.73%) Land $466,581 Building $724,052
2023$9,754.00 (+1.66%) Homeowner's exemption$952,445 (+3%)$1,011,364 (-3.2%) Land $345,100 Building $666,264
2022$9,595.00 Homeowner's exemption$924,704$1,044,841 Land $335,945 Building $708,896

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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