Hamilton County property record for 4669 Summit Oak Ln, Cincinnati, OH 45248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,264 sqft · built 2004 |
| Lot Size | 0.673 acres (29,316 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $433,000 (Sep 2016) |
| Tax Bill | $8,567 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 550-0234-0192-00 |
| Primary APN | 550-0234-0192-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,264 sqft Living Area |
| Gross Area | 4,946 sqft |
| 1st Floor Area | 1,958 sqft |
| 2nd Floor Area | 506 sqft |
| Basement Area | 1,776 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 976 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 29,316 sqft (0.673 acres) |
| Garage Type | Attached |
| Garage Area | 706 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 24 sqft |
| Patio Area | 606 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4669 SUMMIT OAK LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45248-1418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | SUMMIT OAK LN 0.6733 AC LOT 87 WESTCHASE PARK SUBBLK B |
| Legal Subdivision | WESTCHASE PARK SUB |
| Legal Block | B |
| Legal Lot Number | 87 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GREEN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21101 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4669 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jul 25, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2016 · Amount on Record |
| Deed Sale | Sep 26, 2016 · Amount on Record |
| Prior Sale | Aug 13, 2004 · Amount on Record |
| Deed Document Number | 201689522 |
| Prior Transfer Date | Jan 3, 2008 |
| Prior Transfer Doc | 0000000093 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4669 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000109266 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 14802/1352 |
| Instrument | 2022-0109266 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4669 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000048676 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 14399/2055 |
| Instrument | 2021-0048676 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 25, 2022 |
| Property Address | 4669 SUMMIT OAK LN, CINCINNATI, OH 45248-1418 |
| Document Number | 0000072854 |
| Book / Page | 14715 / 2101 |
| Map Reference | MB 364 PG 68-70 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022-0072854 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Green Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,567.00 (+2.65%) | $163,471 (-) Land $28,000 Building $135,471 | $467,060 (-) Land $80,000 Building $387,060 |
| 2024 | $8,346.00 (-0.1%) | $163,471 (-) Land $28,000 Building $135,471 | |
| 2023 | $8,354.00 (-8.47%) | $163,471 (+7.87%) Land $28,000 Building $135,471 | $467,060 (+7.87%) Land $80,000 Building $387,060 |
| 2022 | $9,127.00 Homeowner's exemption | $151,550 Land $31,500 Building $120,050 | |
| 2020 | $433,000 Land $90,000 Building $343,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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