4663 Sunsail Cir, Destin, FL 32541 Property Records

Okaloosa County property record for 4663 Sunsail Cir, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,797 sqft · built 1998
Lot Size0.124 acres (5,414 sqft)
OwnerIndividual Name on Record
Last Sale$675,000 (May 2025)
Tax Bill$2,563 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-589-4991-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-4991-8
Alternative APNs
  • 00-2S-22-0385-0000-0750
  • 22S200038500000750

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,797 sqft Living Area
Gross Area2,777 sqft
1st Floor Area1,797 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area5,414 sqft (0.124 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area516 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4663 SUNSAIL CIR
CityDESTIN
StateFL
Zip32541-5725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSAIL S/D LOT 75
Legal SubdivisionSUNSAIL S/D
Legal Lot Number75
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1003
Census Tract23308

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6904 W SAGAMORE CIR, SIOUX FALLS, SD 57106-3238
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Prior SaleAug 18, 2000 · Amount on Record
Deed Document Number20253751918
Prior Transfer DateJul 14, 2014
Prior Transfer Doc0031560934
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,563.00 (+5.95%)$255,503 (+5.99%)$429,182 (+2.45%) Land $194,761 Building $234,421
2023$2,419.00 (+2.63%) Homeowner's exemption$241,070 (+3%)$418,936 (+5.23%) Land $130,902 Building $288,034
2022$2,357.00 Homeowner's exemption$234,049$398,103 Land $119,002 Building $279,101

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 1998)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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