Okaloosa County property record for 4662 Sunsail Cir, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,829 sqft · built 1997 |
| Lot Size | 0.242 acres (10,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $299,000 (Oct 2014) |
| Tax Bill | $5,788 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4961-1 |
| Primary APN | C56-000-589-4961-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,829 sqft Heated Area |
| Gross Area | 2,916 sqft |
| 1st Floor Area | 1,675 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 10,574 sqft (0.242 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4662 SUNSAIL CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-4756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSAIL S/D LOT 43 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | SUNSAIL S/D |
| Legal Lot Number | 43 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10 DORADO CT, SANTA ROSA BEACH, FL 32459-7105 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 5, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2014 · Amount on Record |
| Deed Sale | Oct 2, 2014 · Amount on Record |
| Prior Sale | Feb 17, 2017 |
| Deed Document Number | 0031664205 |
| Deed Book / Page | 003166 / 004205 |
| Last Transfer Date | May 5, 2021 |
| Transfer Doc | 0035441958 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 11, 2026 |
| Property Address | 4662 SUNSAIL CIR, DESTIN, FL 32541-4756 |
| Document Number | 0003803646 |
| Map Reference | MB 15 PG 98-101 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 3803646 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 DORADO CT, SANTA ROSA BEACH, FL 32459-7105 |
| Name | Verified Name |
|---|---|
| Address | 10 DORADO CT, SANTA ROSA BEACH, FL 32459-7105 |
| Document Number | 0003803647 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 3803647 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 5, 2021 |
| Property Address | 4662 SUNSAIL CIR, DESTIN, FL 32541-4756 |
| Document Number | 0035441958 |
| Book / Page | 3544 / 1958 |
| Map Reference | MB 15 PG 98-101 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 3452436 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | AMROCK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4662 SUNSAIL CIR, DESTIN, FL 32541-4756 |
| Document Number | 35441962 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 3544/1962 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 174 Months |
| Due | Nov 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 17, 2017 |
| Property Address | 4662 SUNSAIL CIR, DESTIN, FL 32541-4756 |
| Document Number | 0032873398 |
| Book / Page | 003287 / 003398 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 3118167 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4662 SUNSAIL CIR DESTIN FL 325414756, DESTIN, FL 32541-4756 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,788.00 (+101.11%) | $488,780 (+74.9%) Land $253,190 Building $235,590 | $488,780 (+15.92%) Land $253,190 Building $235,590 |
| 2023 | $2,878.00 (+2.57%) Homeowner's exemption | $279,455 (+3%) | $421,652 (+9.93%) Land $130,902 Building $290,750 |
| 2022 | $2,806.00 Homeowner's exemption | $271,316 | $383,554 Land $119,002 Building $264,552 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1997) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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