Okaloosa County property record for 4659 Sunsail Cir, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1998 |
| Lot Size | 0.156 acres (6,805 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Jul 2026) |
| Tax Bill | $4,780 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4992-6 |
| Primary APN | C56-000-589-4992-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| Gross Area | 2,206 sqft |
| 1st Floor Area | 1,590 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 6,805 sqft (0.156 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4659 SUNSAIL CIR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSAIL S/D LOT 76 |
| Legal Subdivision | SUNSAIL S/D |
| Legal Lot Number | 76 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23308 |
Source: Okaloosa County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4659 SUNSAIL CIR, DESTIN, FL 32541-5725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer SOUTH OAK TITLE 30A LLC, 30A TITLE LLC |
| Aug 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2026 · Amount on Record |
| Deed Sale | Jul 21, 2026 · Amount on Record |
| Prior Sale | Aug 9, 2019 · Amount on Record |
| Deed Document Number | 20263828912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 4659 SUNSAIL CIR, DESTIN, FL 32541-5725 |
| Document Number | 0003828912 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20263828912 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | SOUTH OAK TITLE 30A LLC, 30A TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $424,200.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4659 SUNSAIL CIR, DESTIN, FL 32541-5725 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 9, 2019 |
| Property Address | 4659 SUNSAIL CIR, DESTIN, FL 32541-5725 |
| Document Number | 0034130444 |
| Book / Page | 003413 / 000444 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 3296782 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | OLD SOUTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,624.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4643 SUNSAIL CIR DESTIN FL 325415725, DESTIN, FL 32541-5725 |
| Document Number | 34130446 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 003413/000446 |
| Instrument | 3296783 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 8, 2049 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,780.00 (+10.85%) | $407,034 (+2.75%) Land $194,761 Building $212,273 | $407,034 (+2.75%) Land $194,761 Building $212,273 |
| 2023 | $4,312.00 (+8.97%) | $396,159 (+10.04%) Land $130,902 Building $265,257 | $396,159 (+10.04%) Land $130,902 Building $265,257 |
| 2022 | $3,957.00 | $360,019 Land $119,002 Building $241,017 | $360,019 Land $119,002 Building $241,017 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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