Monroe County property record for 466 Lime Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,360 sqft · built 1985 |
| Lot Size | 0.123 acres (5,369 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Jan 2022) |
| Tax Bill | $4,088 (2024) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00464260-000000 |
| Primary APN | 00464260-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 416 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,369 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 51 ft wide |
| Porch | Open Porch |
| Porch Area | 1,243 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1567680 |
|---|---|
| Street Address | 466 LIME DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 1 PAMELA VILLA KEY LARGO PB3-125 OR242-488 OR856-180 OR856-181 OR870-543 OR940-1035 OR940-1036 OR1142-1176 OR1142-1177 OR2321-1984 OR2740-481 OR3146-2173 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 466 LIME DR, KEY LARGO, FL 33037-4558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jan 3, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2022 · Amount on Record |
| Deed Sale | Jan 3, 2022 · Amount on Record |
| Prior Sale | May 12, 2015 · Amount on Record |
| Deed Document Number | 20222355300 |
| Deed Book / Page | 3146 / 2173 |
| Prior Transfer Date | Sep 4, 2007 |
| Prior Transfer Doc | 0023211984 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 466 LIME DR, KEY LARGO, FL 33037-4558 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2024 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 466 LIME DR, KEY LARGO, FL 33037-4558 |
| Document Number | 0032671833 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 3267/1833 |
| Instrument | 2455252 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 3, 2022 |
| Property Address | 466 LIME DR, KEY LARGO, FL 33037-4558 |
| Document Number | 0031462173 |
| Book / Page | 3146 / 2173 |
| Map Reference | MB 3 PG 125 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 2355300 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9 ORANGE DR, 9, KEY LARGO, FL 33037-2571 |
| Name | Verified Name |
|---|---|
| Address | 466 LIME DR, KEY LARGO, FL 33037-4558 |
| Document Number | 0031462175 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 3146/2175 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $468,591 (+5.99%) | $520,492 (+7.13%) Land $279,188 Building $241,304 | |
| 2024 | $4,088.00 (+4.26%) | ||
| 2023 | $3,921.00 (+5.74%) Homeowner's exemption | $442,122 (+3%) | $485,838 (+13.18%) Land $263,081 Building $222,757 |
| 2022 | $3,708.00 Homeowner's exemption | $429,245 Land $204,022 Building $225,223 | $429,245 Land $204,022 Building $225,223 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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