Monroe County property record for 455 Lime Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,504 sqft · built 2022 |
| Lot Size | 0.123 acres (5,350 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $58,000 (May 2016) |
| Tax Bill | $4,634 (2024) |
| Deeds & Mortgages | Nov 2025 Transfer Nov 2025 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 00464190-000000 |
| Primary APN | 00464190-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,504 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,350 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 956 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1567612 |
|---|---|
| Street Address | 455 LIME DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 19 PAMELA VILLA PB3-125 KEY LARGO OR63-427/28 OR699-617/23WILL OR729-780P/R OR728-227 OR1145-2294/95ADM OR1148-422/26WILL OR1178-772/73PR OR1178-774/75 OR2787-293 OR2787-294 OR2787-295 OR2796-1061R/S OR2824-1703/04 OR3101-84CE |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 OCEAN BAY DR, KEY LARGO, FL 33037-2411 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 4, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 4, 2025 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2016 · Amount on Record |
| Deed Sale | May 13, 2016 · Amount on Record |
| Prior Sale | Mar 18, 2016 · Amount on Record |
| Deed Document Number | 20162075374 |
| Deed Book / Page | 2796 / 1061 |
| Last Transfer Date | Oct 21, 2025 |
| Transfer Doc | 0033520611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 455 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Number | 0033520613 |
| Book / Page | 3352 / 613 |
| Map Reference | MB 3 PG 125 |
| Instrument Date | Nov 4, 2025 |
| Instrument | 2521068 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 OCEAN BAY DR, KEY LARGO, FL 33037-2411 |
| Name | Verified Name |
|---|---|
| Address | 102 OCEAN BAY DR, KEY LARGO, FL 33037-2411 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 4, 2025 |
| Property Address | 455 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Number | 0033520611 |
| Book / Page | 3352 / 611 |
| Map Reference | MB 2824 PG 1703 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 2521067 |
| Record Updated | Nov 28, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 141 JEFFERS LANDING RD, EGG HARBOR TOWNSHIP, NJ 08234-8527 |
| Name | Verified Name |
|---|---|
| Address | 102 OCEAN BAY DR, KEY LARGO, FL 33037-2411 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $630,254 (+13.16%) Land $278,200 Building $352,054 | $630,254 (+13.16%) Land $278,200 Building $352,054 | |
| 2024 | $4,634.00 (+9.37%) | ||
| 2023 | $4,237.00 (+189.41%) | $556,968 (+320.63%) Land $262,150 Building $294,818 | $556,968 (+320.63%) Land $262,150 Building $294,818 |
| 2022 | $1,464.00 | $132,413 Land $132,413 | $132,413 Land $132,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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