Monroe County property record for 453 Lime Dr, Key Largo, FL 33037 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,698 sqft · built 2021 |
| Lot Size | 0.123 acres (5,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Aug 2026) |
| Tax Bill | $5,638 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Line of Credit Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 00464180-000000 |
| Primary APN | 00464180-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,698 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Attic | Attic |
| Attic Area | 580 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,350 sqft (0.123 acres) |
| Lot Dimensions | 107 ft deep x 50 ft wide |
| Porch | Open Porch |
| Patio Area | 9 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1567604 |
|---|---|
| Street Address | 453 LIME DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 3 LT 18 PAMELA VILLA PB3-125 KEY LARGO OR214-103 OR699-617/623 OR729-780 OR728-227 OR761-212 OR1145-2294/95 OR1148-422/426 OR1178-772/73 OR1178-774/75 OR2787-293 OR2787-294 OR2787-292 OR3059-2293CE OR3121-1121 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | PAMELA VILLA |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00464180-000000
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 453 LIME DR, KEY LARGO, FL 33037-4559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 12, 2026 | Warranty Deed, Transfer · Line of Credit TITLE OF MIAMI LLC, TITLE OF MIAMI |
| Aug 24, 2021 | Warranty Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on Record |
| Deed Sale | Aug 12, 2026 · Amount on Record |
| Prior Sale | Aug 24, 2021 · Amount on Record |
| Deed Document Number | 20262556257 |
| Deed Book / Page | 3397 / 1053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 12, 2026 |
| Property Address | 453 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Number | 0002556257 |
| Book / Page | 3397 / 1053 |
| Instrument Date | Aug 07, 2026 |
| Instrument | 20262556257 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | TITLE OF MIAMI LLC, TITLE OF MIAMI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 453 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Number | 0002556259, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 20262556259 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 24, 2021 |
| Property Address | 453 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Number | 0031211121 |
| Book / Page | 3121 / 1121 |
| Map Reference | MB 3 PG 125 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2336680 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 SOUND DR, KEY LARGO, FL 33037-4631 |
| Name | Verified Name |
|---|---|
| Address | 453 LIME DR, KEY LARGO, FL 33037-4559 |
| Document Number | 0031211123 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 3121/1123 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,638.00 (+18.07%) | $596,137 (+12.16%) Land $278,200 Building $317,937 | $596,137 (+4.27%) Land $278,200 Building $317,937 |
| 2024 | $4,775.00 (+4.01%) | ||
| 2023 | $4,591.00 (+5.93%) Senior Citizen's exemption | $531,497 (+3%) | $571,740 (+10.8%) Land $262,150 Building $309,590 |
| 2022 | $4,334.00 Senior Citizen's exemption | $516,017 Land $203,300 Building $312,717 | $516,017 Land $203,300 Building $312,717 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 245 individual NFIP policies nearby |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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