466 Ford Rd, Royal, AR 71968 Property Records

Garland County property record for 466 Ford Rd, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	2 ba · 2,108 sqft · built 1986
Lot Size	19.7 acres (860,746 sqft)
Owner	2 Company Names on Record
Last Sale	$275,000 (Nov 2013)
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-19581-000`

Property Details

APN / Parcel Number

Primary APN	`100-19581-000`
Alternative APNs	`988453.0` `92902`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,108 sqft Living Area
1st Floor Area	2,108 sqft
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	860,746 sqft (19.7 acres)
Garage Type	Mixed
Garage Area	1,388 sqft
Driveway	Asphalt Driveway
Driveway Area	1,708 sqft

Exterior Amenities

Porch	Slab
Porch Area	563 sqft
Deck Area	540 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	466 FORD RD
City	ROYAL
State	AR
Zip	71968-9767
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE SW
Legal Range	21W
Legal Township	03S
Legal Section	17
Legal Subdivision	17-3S-21
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1010
Census Tract	11102

Owner

Source: Garland County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	466 FORD RD, ROYAL, AR 71968-9767
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Jul 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2013 · Amount on Record
Deed Sale	Nov 22, 2013 · Amount on Record
Prior Sale	Jun 23, 2005
Deed Book / Page	3515 / 766
Prior Transfer Date	Jun 21, 2005
Prior Transfer Doc	0025550881
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	466 FORD RD, ROYAL, AR 71968-9767
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046210730
Date	Jan 23, 2024
Book Page	4621/730

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 7, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	6 Months
Index	FHLBNY's 5-Year Index

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	466 FORD RD, ROYAL, AR 71968-9767
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044060304
Date	Feb 1, 2022
Book Page	4406/304

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	466 FORD RD, ROYAL, AR 71968-9767
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039890024
Date	Oct 2, 2018
Book Page	3989/0024

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 17, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	466 FORD RD, ROYAL, AR 71968-9767
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041800411
Date	Jul 16, 2020
Book Page	4180/411

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 3, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Garland County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00 (+69.64%)	$88,380 (+43.89%) Land $6,810 Building $81,570
2023	$2,220.00	$61,420 Land $6,810 Building $54,610	$441,900 Land $34,050 Building $407,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 90% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	KIMZEY REGIONAL WATER DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wireless ETC.

Cell Coverage

5G (outdoors only) and 4G LTE

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