545 Ford Rd, Royal, AR 71968 Property Records

Garland County property record for 545 Ford Rd, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	2 ba · 2,160 sqft · built 2011
Lot Size	11.7 acres (513,137 sqft)
Owner	2 Company Names on Record
Last Sale	$449,900 (Dec 2021)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Sep 2022 Transfer Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-19592-000`

Property Details

APN / Parcel Number

Primary APN	`100-19592-000`
Alternative APNs	`879466.0` `86672`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft

Exterior

Year Built	Built 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	513,137 sqft (11.7 acres)
Terrain	Gentle Slope
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	768 sqft
Patio Area	312 sqft
Shed	1 Shed
Shed Area	270 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	879466.0
Street Address	545 FORD RD
City	ROYAL
State	AR
Zip	71968-9768
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT SE SW
Legal Range	21W
Legal Township	03S
Legal Section	17
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1011
Census Tract	11102

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	545 FORD RD, ROYAL, AR 71968-9768
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Intrafamily Transfer, Transfer
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage BBMC MORTGAGE LLC
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage BBMC MORTGAGE LLC
Dec 6, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	0043840911
Deed Book / Page	4384 / 911
Last Transfer Date	Sep 6, 2022
Transfer Doc	0044840760
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARLAND AR
Recording Date	Sep 6, 2022
Property Address	545 FORD RD, ROYAL, AR 71968-9768
Document Number	0044840760
Book / Page	4484 / 760
Instrument Date	Sep 1, 2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	545 FORD RD, ROYAL, AR 71968-9768
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038200179
Date	Feb 15, 2017
Book Page	3820/0179

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	545 FORD RD, ROYAL, AR 71968-9768
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038940919
Date	Nov 2, 2017
Book Page	3894/0919

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Dec 6, 2021
Property Address	545 FORD RD, ROYAL, AR 71968-9768
Document Number	0043840911
Book / Page	4384 / 911
Instrument Date	Dec 3, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ADVANTAGE TITLE AND ESCROW INC, ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 317, ROYAL, AR 71968-0317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 FORD RD, ROYAL, AR 71968-9768

Mortgage

Document Number	0004384915
Date	Dec 6, 2021
Instrument	4384/915

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00 (-6.95%) Homeowner's exemption	$56,020 (-) Land $5,340 Building $50,680
2023	$2,028.00 Homeowner's exemption	$56,020 Land $5,340 Building $50,680	$280,100 Land $26,700 Building $253,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 84% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	KIMZEY REGIONAL WATER DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000
Wireless ETC Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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