345 Ford Rd, Royal, AR 71968 Property Records

Garland County property record for 345 Ford Rd, Royal, AR 71968

Property Summary

Property Type	Rural Home
Details	2 ba · 1,320 sqft
Lot Size	8.35 acres (363,726 sqft)
Owner	Individual Name on Record
Last Sale	$52,500 (Jul 2019)
Tax Bill	$1,339 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Sep 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-19604-000`

Property Details

APN / Parcel Number

Primary APN	`100-19604-000`
Alternative APNs	`882209.0` `12312`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft

Exterior

Exterior Material	Metal
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	363,726 sqft (8.35 acres)
Terrain	Gentle Slope
Garage Type	Attached

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	144 sqft
Utility Building	780 sqft
Pole Barn	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	882209.0
Street Address	345 FORD RD
City	ROYAL
State	AR
Zip	71968-9766
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT NE SE & PT NW SE
Legal Range	21W
Legal Township	03S
Legal Section	17
Jurisdiction	GARLAND AR
Township / Civil Division	HALE
Census Block Group	1
Census Block	1011
Census Tract	11102

Owner

Source: Garland County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 511, ROYAL, AR 71968-0511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS BANK
Sep 4, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on Record
Deed Sale	Jul 10, 2019 · Amount on Record
Deed Document Number	0040650421
Deed Book / Page	004065 / 000421
Last Transfer Date	Sep 4, 2024
Transfer Doc	0046830444
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARLAND AR
Property Address	345 FORD RD, ROYAL, AR 71968-9766
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	LENDERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 MOSSYROCK ST, HOT SPRINGS NATIONAL PARK, AR 71913-7926

Mortgage

Document Number	0045460691
Date	Apr 24, 2023
Book Page	4546/691

Lender

Name	THE CITIZENS BANK
Type	Bank
Address	HOT SPRINGS NATIONAL PARK, AR 71913

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 24, 2024

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARLAND AR
Recording Date	Sep 4, 2024
Property Address	345 FORD RD, ROYAL, AR 71968-9766
Document Number	0046830444
Book / Page	4683 / 444
Instrument Date	Aug 29, 2024
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046830447
Date	Sep 4, 2024
Instrument	4683-0447

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Garland County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Garland County
Unified School District	Lake Hamilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,339.00 (+199.55%) Homeowner's exemption	$43,690 (+216.14%) Land $5,200 Building $38,490
2023	$447.00	$13,820 Land $13,820	$218,450 Land $26,000 Building $192,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 85% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOT SPRINGS UTILITIES serves 75,343 people · EPA ID AR0000209
Water Source	Surface water
Last State Inspection	Aug 2024
Also Mapped Here	KIMZEY REGIONAL WATER DISTRICT
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wireless ETC.

Cell Coverage

5G (outdoors only) and 4G LTE

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