4658 Caverns Dr, Kissimmee, FL 34758 Property Records

Osceola County property record for 4658 Caverns Dr, Kissimmee, FL 34758

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,915 sqft · built 2007
Lot Size	0.198 acres (8,668 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,999 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`149283`

Property Details

APN / Parcel Number

Primary APN	`149283`
Alternative APN	`242628294900010970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,915 sqft Heated Area
Gross Area	2,581 sqft
1st Floor Area	1,915 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,668 sqft (0.198 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	200 sqft
Porch	Open Porch
Porch Area	225 sqft
Patio Area	600 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	149283
Street Address	4658 CAVERNS DR
City	KISSIMMEE
State	FL
Zip	34758-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	HAMMOCK TRAILS PB 19 PGS 106-110 LOT 97
Legal Range	28E
Legal Township	26S
Legal Section	24
Legal Subdivision	HAMMOCK TRAILS
Legal Tract	2949
Legal Block	1
Legal Lot Number	97
Jurisdiction	OSCEOLA FL
Township / Civil Division	KISSIMMEE
Census Block Group	2
Census Block	2055
Census Tract	41003

Owner

4658 Caverns Dr is owned and occupied by two individuals who acquired it in May 2024.

Source: Osceola County records, as of December 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4658 CAVERNS DR, KISSIMMEE, FL 34758-2502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2024
Deed Sale	May 30, 2024
Prior Sale	Dec 10, 2007 · Amount on File
Deed Document Number	0066092037
Deed Book / Page	5746 / 2995
Prior Transfer Date	Jul 1, 2020
Prior Transfer Doc	2020084634
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 1, 2020
Property Address	4658 CAVERNS DR, KISSIMMEE, FL 34758-2502
Document Number	0057462995
Book / Page	5746 / 2995
Map Reference	MB 19 PG 106-110
Instrument Date	Jun 29, 2020
Instrument	2020084634
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,701.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16826 OAKBORO ST, 16826, WINTER GARDEN, FL 34787-8444

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4658 CAVERNS DR, KISSIMMEE, FL 34758-2502

Mortgage

Document Number	0057462997
Date	Jul 1, 2020
Instrument	5746/2997

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4658 Caverns Dr was $4,999 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,999.00 Homeowner's exemption Disabled Person's exemption	$229,052	$310,600 Land $50,000 Building $260,600
2023	$2,902.00 (+5.6%) Homeowner's exemption	$193,211 (+3.98%)	$302,100 (+16.06%) Land $45,000 Building $257,100
2022	$2,748.00 Homeowner's exemption	$185,812	$260,300 Land $42,000 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4658 Caverns Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4658 Caverns Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20