Osceola County property record for 4656 Caverns Dr, Kissimmee, FL 34758
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,703 sqft · built 2007 |
| Lot Size | 0.126 acres (5,488 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,000 (Jul 2016) |
| Tax Bill | $2,776 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-26-28-2949-0001-0960 |
| Primary APN | 24-26-28-2949-0001-0960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,703 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 1,703 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,488 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 64 sqft |
| Patio Area | 180 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4656 CAVERNS DR |
|---|---|
| City | KISSIMMEE |
| State | FL |
| Zip | 34758-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HAMMOCK TRAILS PB 19 PGS 106-110 LOT 96 |
| Legal Range | 28E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | HAMMOCK TRAILS |
| Legal Tract | 2949 |
| Legal Block | 960 |
| Legal Lot Number | 96 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 41003 |
Source: Osceola County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4656 CAVERNS DR, KISSIMMEE, FL 34758-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on Record |
| Deed Sale | Jul 1, 2016 · Amount on Record |
| Prior Sale | Dec 18, 2013 · Amount on Record |
| Deed Document Number | 2016100991 |
| Deed Book / Page | 4986 / 19 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 3, 2026 |
| Property Address | 4656 CAVERNS DR, KISSIMMEE, FL 34758-2502 |
| Document Number | 0000115804 |
| Book / Page | 7030 / 2223 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 2026115804 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4656 CAVERNS DR, KISSIMMEE, FL 34758-2502 |
| Document Number | 0000115804, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 7030/2223 |
| Instrument | 2026115804 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4656 CAVERNS DR, KISSIMMEE, FL 34758-2502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4656 CAVERNS DR, KISSIMMEE, FL 34758-2502 |
| Document Number | 0060160001 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 6016/1 |
| Instrument | 2021120580 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32811 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 1, 2046 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,776.00 (+8.78%) Homeowner's exemption | $180,028 (+5.99%) | $266,300 (-4.48%) Land $50,000 Building $216,300 |
| 2023 | $2,552.00 (+4.8%) Homeowner's exemption | $169,860 (+3%) | $278,800 (+16.75%) Land $45,000 Building $233,800 |
| 2022 | $2,435.00 Homeowner's exemption | $164,913 | $238,800 Land $40,000 Building $198,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tillman Fiber Fiber | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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