Osceola County property record for 4654 Caverns Dr, Kissimmee, FL 34758
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,502 sqft · built 2008 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $176,300 (Jun 2008) |
| Tax Bill | $4,170 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 149281 |
| Primary APN | 149281 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,502 sqft Heated Area |
| Gross Area | 2,022 sqft |
| 1st Floor Area | 1,502 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 79 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 149281 |
|---|---|
| Street Address | 4654 CAVERNS DR |
| City | KISSIMMEE |
| State | FL |
| Zip | 34758-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HAMMOCK TRAILS PB 19 PGS 106-110 LOT 95 |
| Legal Range | 28E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | HAMMOCK TRAILS |
| Legal Tract | 2949 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 41003 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 535 WALES AVE APT 2B, 2B, BRONX, NY 10455-4559 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2008 · Amount on Record |
| Deed Sale | Jun 30, 2008 · Amount on Record |
| Deed Document Number | 2008107637 |
| Deed Book / Page | 3705 / 1966 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4654 CAVERNS DR, KISSIMMEE, FL 34758-2502 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 535 WALES AVE 2B, 2B, BRONX, NY 10455-4559 |
| Document Number | 0060561990 |
|---|---|
| Date | Oct 1, 2021 |
| Book Page | 6056/1990 |
| Instrument | 2021153066 |
| Name | HAMILTON HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 1, 2036 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,170.00 (+10.06%) | $245,100 (-4.3%) Land $50,000 Building $195,100 | $245,100 (-4.3%) Land $50,000 Building $195,100 |
| 2023 | $3,789.00 (+11.97%) | $256,100 (+16.78%) Land $45,000 Building $211,100 | $256,100 (+16.78%) Land $45,000 Building $211,100 |
| 2022 | $3,384.00 | $219,300 Land $40,000 Building $179,300 | $219,300 Land $40,000 Building $179,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tillman Fiber Fiber | 2,000 / 2,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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