Warren County property record for 4657 Ward Rd, Morrow, OH 45152 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1972 |
| Square Footage | 2,449 sqft Living Area |
| Lot Size | 48,264 sqft (1.1 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,652.00 (2025) |
| Primary APN | 14-31-302-007-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 2,449 sqft Living Area |
| Gross Area | 3,025 sqft Gross Area |
| 1st Floor | 837 sqft 1st Floor |
| 2nd Floor | 806 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Lot Area | 48,264 sqft (1.1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 36 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 4805453 |
|---|---|
| Street Address | 4657 WARD RD |
| City | MORROW |
| State | OH |
| Zip | 45152-8598 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SMOKY VALLEY ESTATES LOT 4 |
| Legal Subdivision | SMOKY VALLEY ESTATES |
| Legal Block | 453 |
| Legal Lot Number | 4 |
| Jurisdiction | WARREN OH |
| Minor Civil Division | SALEM |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 32300 |
Source: Warren County records · APN 14-31-302-007-0
Assessment roll updated February 9, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4657 WARD RD, MORROW, OH 45152-8598 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 07, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Apr 15, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 15, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Sep 08, 2017 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4657 WARD RD, MORROW, OH 45152-8598 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000023977 |
|---|---|
| Date | Nov 07, 2023 |
| Instrument | 2023-023977 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4657 WARD RD, MORROW, OH 45152-8598 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021017450 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021-017450 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4657 WARD RD, MORROW, OH 45152-8598 |
| Document Number | 0000043115 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4657 WARD RD MORROW OH 451528598, MORROW, OH 45152-8598 |
| Document Number | 0000043115 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 43115 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | 907 PLEASANT VALLEY AVE # 3, MOUNT LAUREL, NJ 08054-1210 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Oct 27, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 08, 2017 |
| Property Address | 4657 WARD RD, MORROW, OH 45152-8598 |
| Document Number | 0000027602 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 27602 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4657 WARD RD MORROW OH 451528598, MORROW, OH 45152-8598 |
| Document Number | 27603 |
|---|---|
| Date | Sep 08, 2017 |
| Instrument | 27603 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 07, 2047 |
Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Salem Township |
| Unified School District | Little Miami Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,652.00 (+5.94%) | $103,570 (+19.07%) Land $18,250 Building $85,320 | $295,920 (+19.07%) Land $52,140 Building $243,780 |
| 2023 | $4,391.00 (+1.01%) Homeowner's exemption | $86,986 (-) Land $11,274 Building $75,712 | |
| 2022 | $4,347.00 Homeowner's exemption | $86,986 Land $11,274 Building $75,712 | $248,530 (-) Land $32,210 Building $216,320 |
| 2021 | $248,530 Land $32,210 Building $216,320 |
4657 Ward Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Warren County (39165C), updated June 25, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 64th in Ohio |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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