4645 Ward Rd, Morrow, OH 45152 Property Records

Warren County property record for 4645 Ward Rd, Morrow, OH 45152 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1977
Square Footage1,814 sqft Living Area
Lot Size34,804 sqft (0.798 acres)
OccupancyOwner Occupied
Last Sale$235,000 (2022)
Tax Bill$3,642.00 (2025)

Owner

Source: Warren County records · APN 14-31-302-006-0

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4645 WARD RD, MORROW, OH 45152-8598
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
CINCINNATUS SLA
Aug 10, 2022Survivorship Deed, Transfer · Conventional Mortgage
UNITED SAVINGS BANK
Apr 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 11, 2022 · Amount on Record
Deed SaleAug 11, 2022 · Amount on Record
Prior SaleApr 12, 2019
Deed Doc Number0000025761
Prior Transfer DateAug 10, 2022
Prior Transfer Doc0000025761
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address4645 WARD RD, MORROW, OH 45152-8598
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address670 XENIA AVE, WILMINGTON, OH 45177-1374

Mortgage

Document Number0000003681
DateFeb 12, 2026
Instrument2026-003681
Lender
NameCINCINNATUS SLA
TypeBank
AddressCINCINNATI, OH 45211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

August 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionWARREN OH
Recording DateAug 10, 2022
Property Address4645 WARD RD, MORROW, OH 45152-8598
Document Number0000025761
Map ReferenceMB 5 PG 11
Instrument DateAug 08, 2022
Instrument2022-025761
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyOLDE STONE TITLE, OLD TOWN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address4645 WARD RD, MORROW, OH 45152-8598

Mortgage

Document Number0000025762
DateAug 10, 2022
Instrument2022-025762
Lender
NameUNITED SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARREN OH
Recording DateApr 12, 2019
Property Address4645 WARD RD, MORROW, OH 45152-8598
Document Number0000008976
Instrument DateApr 08, 2019
Instrument8976
Transaction TypeTransfer
Record UpdatedApr 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4645 WARD RD MORROW OH 451528598, MORROW, OH 45152-8598

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionSalem Township
Unified School DistrictLittle Miami Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,642.00 (+6.93%)$81,092 (+20.18%) Land $16,499 Building $64,593$231,690 (+20.18%) Land $47,140 Building $184,550
2023$3,406.00 (+16.09%) Homeowner's exemption$67,473 (-) Land $10,147 Building $57,326
2022$2,934.00 Homeowner's exemption$67,473 Land $10,147 Building $57,327$192,780 (-) Land $28,990 Building $163,790
2021$192,780 Land $28,990 Building $163,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Warren County (39165C), updated June 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN14-31-302-006-0
Alternative APNs
  • 1431302006
  • 4801326

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,814 sqft Living Area
1st Floor1,814 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeBrick Construction
Foundation TypeConcrete Foundation
Lot Area34,804 sqft (0.798 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area102 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number4801326
Old Parcel Number1431302006
Street Address4645 WARD RD
CityMORROW
StateOH
Zip45152-8598
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSMOKY VALLEY ESTATES #5
Legal SubdivisionSMOKY VALLEY ESTATES
Legal Block302
Legal Lot Number5
JurisdictionWARREN OH
Minor Civil DivisionSALEM
Census Blockgroup2
Census Block2008
Census Tract32300

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