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4644 Ward Rd, Morrow, OH 45152 Property Records

Warren County property record for 4644 Ward Rd, Morrow, OH 45152

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,536 sqft · built 1998
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on File
Last Sale$180,500 (Aug 2019)
Tax Bill$3,095 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-31-303-008-0

Property Details

APN / Parcel Number

Primary APN14-31-303-008-0
Alternative APNs
  • 1431303008
  • 4807791

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area1,536 sqft Living Area
Gross Area2,136 sqft
2nd Floor Area768 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area31,799 sqft (0.73 acres)
Lot Dimensions295 ft deep x 100 ft wide
TerrainRolling
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number4807791
Street Address4644 WARD RD
CityMORROW
StateOH
Zip45152-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWARD
Legal SubdivisionWARD
Legal Block791
JurisdictionWARREN OH
Township / Civil DivisionSALEM
Census Block Group2
Census Block2008
Census Tract32300

Owner

Source: Warren County records · APN 14-31-303-008-0

Assessment roll updated February 9, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4644 WARD RD, MORROW, OH 45152-9708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Apr 08, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Aug 01, 2019Grant Deed, Transfer · VA Mortgage
SIBCY CLINE MTG SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2019 · Amount on Record
Deed SaleAug 01, 2019 · Amount on Record
Prior SaleOct 17, 2012 · Amount on Record
Deed Document Number201921209
Prior Transfer DateFeb 06, 1986
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address4644 WARD RD, MORROW, OH 45152-9708
Document Number0000003949
Instrument DateJan 18, 2021
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4644 WARD RD MORROW OH 451529708, MORROW, OH 45152-9708

Mortgage

Document Number0000003949
DateJan 26, 2021
Instrument3949
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term336 Months
DueJan 25, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address4644 WARD RD, MORROW, OH 45152-9708
Document Number0000012139
Instrument DateApr 08, 2020
Transaction TypeMortgage
Record UpdatedJul 02, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4644 WARD RD MORROW OH 451529708, MORROW, OH 45152-9708

Mortgage

Document Number0000012139
DateApr 15, 2020
Instrument12139
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 14, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWARREN OH
Recording DateAug 01, 2019
Property Address4644 WARD RD, MORROW, OH 45152-9708
Document Number0000021209
Instrument DateJul 26, 2019
Instrument21209
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyTECHNETITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$541.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8044 MONTGOMERY RD CINCINNATI OH 452362919, CINCINNATI, OH 45236-2919

Mortgage

Document Number21210
DateAug 01, 2019
Instrument21210
Lender
NameSIBCY CLINE MTG SVCS
TypeMortgage Company
AddressCINCINNATI, OH 45236
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

Tax Assessment & Valuation

Source: Warren County records · Assessment roll updated February 9, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionSalem Township
Unified School DistrictLittle Miami Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,095.00 (+7.88%)$68,930 (+21.27%) Land $15,970 Building $52,960$196,920 (+21.26%) Land $45,620 Building $151,300
2023$2,869.00 (+1.02%) Homeowner's exemption$56,840 (-) Land $9,821 Building $47,019
2022$2,840.00 Homeowner's exemption$56,840 Land $9,821 Building $47,019$162,400 (-) Land $28,060 Building $134,340
2021$162,400 Land $28,060 Building $134,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 25, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA1 of 17
Most Recent ClaimNov 2024 · other causes

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Little Miami Gig
Fiber		10,000 / 10,000
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 25 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMORROW VILLAGE PWS
serves 3,360 people
Water SourceGroundwater
Last State InspectionJan 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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