4656 Lagoon Dr, Kelseyville, CA 95451 Property Records

Lake County property record for 4656 Lagoon Dr, Kelseyville, CA 95451

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,458 sqft · built 2005
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$234,000 (Jul 2020)
Tax Bill	$2,745 (2026)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-433-110-000`

Property Details

APN / Parcel Number

Primary APN	`043-433-110-000`
Alternative APN	`043-433-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,458 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Steel Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	043-433-11
Street Address	4656 LAGOON DR
City	KELSEYVILLE
State	CA
Zip	95451-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CLEAR LAKE RIVIERA 02
Legal Block	1
Legal Lot Number	58
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE RIVIERA
Census Block Group	1
Census Block	1004
Census Tract	901

Owner

4656 Lagoon Dr is owned and occupied by an individual who bought it in July 2020.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4656 LAGOON DR, KELSEYVILLE, CA 95451-9755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Sep 23, 2005 · Amount on File
Deed Document Number	20208040
Prior Transfer Date	Jul 26, 2004
Prior Transfer Doc	0000021183
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Jul 7, 2020
Property Address	4656 LAGOON DR, KELSEYVILLE, CA 95451-9755
Document Number	0000008040
Map Reference	MB 8 PG 18-22
Instrument Date	Jun 30, 2020
Instrument	2020008040
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4656 LAGOON DR, KELSEYVILLE, CA 95451-9755

Mortgage

Document Number	0000008041
Date	Jul 7, 2020
Instrument	2020008041

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4656 Lagoon Dr was $2,745 with a homeowner's exemption, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Kelseyville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,745.00 (+2.39%) Homeowner's exemption	$257,798 (+2%) Land $44,161 Building $213,637
2025	$2,681.00 Homeowner's exemption	$252,745 Land $43,296 Building $209,449
2023	$2,604.00 (+2.76%) Homeowner's exemption	$242,933 Land $41,616 Building $201,317
2022	$2,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4656 Lagoon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4656 Lagoon Dr is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. KONOCTI MUTUAL WATER COMPANY serves 4,360 people · EPA ID CA1710014
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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