4622 Lagoon Dr, Kelseyville, CA 95451 Property Records

Lake County property record for 4622 Lagoon Dr, Kelseyville, CA 95451

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,768 sqft · built 1988
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,301 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`043-442-240-000`

Property Details

APN / Parcel Number

Primary APN	`043-442-240-000`
Alternative APN	`043-442-24`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	10 Stories
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	043-442-24
Street Address	4622 LAGOON DR
City	KELSEYVILLE
State	CA
Zip	95451-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CLEAR LAKE RIVIERA 02
Legal Block	1
Legal Lot Number	24
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE RIVIERA
Census Block Group	1
Census Block	1007
Census Tract	901

Owner

4622 Lagoon Dr is owner-occupied and held in a trust since November 2025.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 12, 2025	Intrafamily Transfer, Transfer
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 27, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 20, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 5, 2025
Transfer Doc	0000011720
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Recording Date	Aug 4, 2026
Property Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755
Document Number	0000008095
Instrument Date	Jul 30, 2026
Instrument	20268095
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755

Mortgage

Document Number	0000008095,
Date	Aug 4, 2026
Instrument	20268095

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.43%
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Nov 12, 2025
Property Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755
Document Number	0000011720
Map Reference	MB 8 PG 18-22
Instrument Date	Nov 5, 2025
Instrument	2025011720
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755

Mortgage

Document Number	0000018774
Date	Nov 8, 2021
Instrument	2021018774

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755

Mortgage

Document Number	0000006015
Date	Apr 6, 2021
Instrument	2021006015

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755
Document Number	0000015741
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4622 LAGOON DR KELSEYVILLE CA 954519755, KELSEYVILLE, CA 95451-9755

Mortgage

Document Number	0000015741
Date	Dec 5, 2019
Instrument	15741

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2034

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	4622 LAGOON DR, KELSEYVILLE, CA 95451-9755
Document Number	0000015188
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4622 LAGOON DR KELSEYVILLE CA 954519755, KELSEYVILLE, CA 95451-9755

Mortgage

Document Number	0000015188
Date	Dec 3, 2018
Instrument	15188

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Dec 2, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 4622 Lagoon Dr was $2,301, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Kelseyville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,301.00 (+2.45%)	$216,676 (+2%) Land $23,896 Building $192,780
2025	$2,246.00 Homeowner's exemption	$212,428 Land $23,428 Building $189,000
2023	$2,182.00 (+2.78%) Homeowner's exemption	$204,181 Land $22,519 Building $181,662
2022	$2,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4622 Lagoon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4622 Lagoon Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. KONOCTI MUTUAL WATER COMPANY serves 4,360 people · EPA ID CA1710014
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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