4651 Lagoon Dr, Kelseyville, CA 95451 Property Records

Lake County property record for 4651 Lagoon Dr, Kelseyville, CA 95451

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,488 sqft · built 1982
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on File
Last Sale	$193,447 (Jun 2026)
Tax Bill	$2,556 (2026)
Deeds & Mortgages	Aug 2026 Sale Jun 2026 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-432-160-000`

Property Details

APN / Parcel Number

Primary APN	`043-432-160-000`
Alternative APN	`043-432-16`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,488 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Concrete
Lot Area	8,712 sqft (0.2 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	043-432-16
Street Address	4651 LAGOON DR
City	KELSEYVILLE
State	CA
Zip	95451-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CLEAR LAKE RIVIERA 02
Legal Block	1
Legal Lot Number	16
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE RIVIERA
Census Block Group	1
Census Block	1008
Census Tract	901

Owner

4651 Lagoon Dr is owned by a company that bought it in June 2026.

Source: Lake County records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	3401 W END AVE, 760W, NASHVILLE, TN 37203-1042
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 24, 2026	Trustee's Deed, Foreclosure NONE LISTED ON DOCUMENT
Apr 4, 2017	Grant Deed, Transfer · VA Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Apr 4, 2017 · Amount on File
Deed Document Number	20266625
Prior Transfer Date	Jun 23, 2026
Prior Transfer Doc	0000006625
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE CA
Recording Date	Aug 25, 2026
Property Address	4651 LAGOON DR, KELSEYVILLE, CA 95451-9755
Document Number	0000009340
Instrument Date	Jul 2, 2026
Instrument	20269340
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

June 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE CA
Recording Date	Jun 24, 2026
Property Address	4651 LAGOON DR, KELSEYVILLE, CA 95451-9755
Document Number	0000006625
Instrument Date	Jun 23, 2026
Instrument	20266625
Transaction Type	Foreclosure
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$21,491.79
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 NE TOWN CENTER DR, BEAVERTON, OR 97006-8949
Investor	Possibly a Property Investor

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 4, 2017
Property Address	4651 LAGOON DR, KELSEYVILLE, CA 95451-9755
Document Number	0000004376
Map Reference	MAP8 PG18-22
Instrument Date	Mar 23, 2017
Instrument	2017004376
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4651 LAGOON DR, KELSEYVILLE, CA 95451-9755

Mortgage

Document Number	0000004377
Date	Apr 4, 2017
Instrument	2017004377

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4651 Lagoon Dr was $2,556, up 2.4% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Kelseyville Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,556.00 (+2.4%)	$240,303 (+2%) Land $29,591 Building $210,712
2025	$2,496.00 Homeowner's exemption	$235,592 Land $29,011 Building $206,581
2023	$2,425.00 (+2.8%) Homeowner's exemption	$226,446 Land $27,886 Building $198,560
2022	$2,359.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4651 Lagoon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4651 Lagoon Dr is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT. KONOCTI MUTUAL WATER COMPANY serves 4,360 people · EPA ID CA1710014
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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